Oceanfirst Financial's ROA from the second quarter of 2026 to the second quarter of 2025 and 5 Year Period

Return on Assets, Quarterly Results, Trends, Rankings, Statistics

What is Oceanfirst Financial's ROA in the second quarter of 2026?
Oceanfirst Financial Corp achieved a return on average assets (ROA) of 0.28 % in its second quarter of 2026, which is below Oceanfirst Financial's average return on assets, which stands at 0.81%.

ROA decreased relative to the period ending Mar 31 2026, due to the decline in net income.

However, within the Financial sector 760 other companies had a higher return on assets. While Return on assets, overall ranking has advanced in the Jun 30 2026 quarter, so far to 2416, from total ROA ranking in the first quarter of 2026 at 2766.

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Return On Assets	(Jun 30 2026) II. Quarter	(Mar 31 2026) I. Quarter	(Dec 31 2025) IV. Quarter	(Sep 30 2025) III. Quarter	(Jun 30 2025) II. Quarter
Y / Y Total Assets Change	72.23 %	9.25 %	6.24 %	6.16 %	0.19 %
Y / Y Net Income Change	-	-4.46 %	-40.92 %	-30.97 %	-21.89 %
Net Income (TTM) in million	48	70	71	80	88
Return On Assets (TTM)	0.28 %	0.48 %	0.5 %	0.57 %	0.63 %
OCFC's Total Ranking	# 2416	# 2766	# 2394	# 2347	# 2327
Total Assets (TTM) in million	23,270	14,740	15,695	14,503	13,511
Seq. Total Assets Change	57.87 %	-6.08 %	8.22 %	7.34 %	0.15 %
Seq. Net Income Change	-	56.62 %	-24.69 %	-8.9 %	-11.08 %

OCFC's 5 Years Annual ROA >> Back to OCFC Management Effectiveness >> Compare OCFC ROA to its Competitors

Return On Assets Company Ranking
Within:	No.
Industry	# 83
Sector	# 761
Overall	# 2471

Return On Assets Statistics
High	Average	Low
1.17 %	0.81 %	0.29 %
(Dec 31 2022)		(Jun 30 2026)

News about Oceanfirst Financial Corp Return on Assets ROA

OceanFirst Financial Corp. and OceanFirst Bank N.A. Achieve Investment Grade Ratings from Moodys

In a significant boost for stakeholders, OceanFirst Financial Corp. and its banking subsidiary, OceanFirst Bank N.A. have received upgraded investment-grade ratings from Moody s Investors Service. OceanFirst Bank N.A. has attained Deposit Ratings of A3/Prime-2, while OceanFirst Financial Corp. has secured an Issuer Rating of Baa3. These ratings reflect Moody s confidence in the financial stability and performance of the institutions, signaling positive momentum for both the bank and the parent company. The A3/Prime-2 rating for OceanFirst Bank underscores a strong financial standing, characterized by a robust balance sheet and sound liquidity measures. This rating places OceanFirst Bank in a solid position relative to its peers, enabling it to compete more effectively in an increasingly competitive banking environment.For OceanFirst Financial Corp. the Baa3 Issuer Rating signifies a reliable investment opportunity, as it indicates solid credit quality despite facing potential economic headwinds. Investors can find reassurance in the company’s ongoing strategies to enhance profitability while managing risk effectively. The upgrade in ratings is particularly notable given the current macroeconomic climate, characterized by interest rate fluctuations and market volatility. OceanFirst’s strong performance in asset management and lending, combined with prudent risk management practices, has garnered the attention of credit analysts, affirming the company’s capacity to navigate these challenges.

Financial Statements
Oceanfirst Financial's Assets	$ 23,270 million	OCFC's Balance sheet
Oceanfirst Financial's Income	$ -3 million	Quarterly OCFC's Income Statement
OCFC's Income by Division		See OCFC's Income by Division

Annual Return On Assets	(Dec 31 2025) FY 2025	(Dec 31 2024) FY 2024	(Dec 31 2023) FY 2023	(Dec 31 2022) FY 2022	(Dec 31 2021) FY 2021
Y / Y Total Assets Change	8.34 %	-0.71 %	3.33 %	278.67 %	-24.59 %
Total Assets in million	14,743	13,607	13,705	13,263	3,503
Y / Y Net Income Change	-29.25 %	-3.53 %	-29.38 %	33.87 %	73.87 %
Net Income in million	71	100	104	147	110
Annual Return On Assets	0.48 %	0.74 %	0.76 %	1.11 %	3.14 %

OCFC's 5 Years Annual ROA >> Back to OCFC Management Effectiveness >> Compare OCFC ROA to its Competitors

Comment on OCFC's ROA in the fiscal year ending 2025

In the fiscal year 2025 Oceanfirst Financial's ROA decreased compared to previous year to 0.48 %, due to deterioration of net income -29.25 % to $71.03 million, from $100.39 million a year ago, as OCFC's assets were $14,742.74 million.

More Return On Assets Ratios
OCFC's' Return on Assets at Yahoo Finance
Commercial Banks Industry Return On Assets Trends and Statistics
Financial Sector Roa Statistics
Roa Trends for overall market
OCFC's Roa Ratio versus Commercial Banks Industry, Financial Sector and overall Market
Highest Ranking Return On Assets
Lowest Ranking Return On Assets
Subscribers only: Roa for OCFC's Competitors
Subscribers only: Roa for Oceanfirst Financial's Suppliers
Subscribers only: Return On Assets for OCFC's Customers

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National Rural Utilities Cooperative Finance Corporation	0.67 %
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Date modified: 2026-09-05T07:01:29+00:00

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