Oceanfirst Financial (OCFC) Return on Assets ROA from the third quarter of 2026 to third quarter of 2025 and for the year 2026, Average High and Low, Fundamental Ratios from Sep 30 2026 to Sep 30 2025 - CSIMarket
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Oceanfirst Financial Corp  (NASDAQ: OCFC)
    Sector • Financial    Industry • Commercial Banks
   Industry • Commercial Banks
   Sector • Financial


Oceanfirst Financial's ROA from the third quarter of 2026 to the third quarter of 2025 and 5 Year Period

Return on Assets, Quarterly Results, Trends, Rankings, Statistics


What is Oceanfirst Financial's ROA in the third quarter of 2026?
Oceanfirst Financial Corp achieved a return on average assets (ROA) of 0.25 % in its third quarter of 2026, which is below Oceanfirst Financial's average return on assets, which stands at 0.8%.

ROA fell compared to the second quarter of 2026, despite the net income growth of % from the second quarter of 2026.

However, within the Financial sector 764 other companies had a higher return on assets. While Return on assets, overall ranking has advanced in the Sep 30 2026 quarter, so far to 2423, from total ROA ranking in the second quarter of 2026 at 2770.

What is ROA?


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Return On Assets (Sep 30 2026)
III. Quarter		 (Jun 30 2026)
II. Quarter		 (Mar 31 2026)
I. Quarter		 (Dec 31 2025)
IV. Quarter		 (Sep 30 2025)
III. Quarter
Y / Y Total Assets Change 61.14 % 72.23 % 9.25 % -1.41 % 6.16 %
Y / Y Net Income Change -5.31 % - -4.46 % -40.92 % -30.97 %
Net Income (TTM) in million 47 48 70 71 80
Return On Assets (TTM) 0.25 % 0.29 % 0.49 % 0.51 % 0.57 %
OCFC's Total Ranking # 2423 # 2770 # 2405 # 2356 # 2335
Total Assets (TTM) in million 23,370 23,270 14,740 14,564 14,503
Seq. Total Assets Change 0.43 % 57.87 % 1.2 % 0.42 % 7.34 %
Seq. Net Income Change - - 56.62 % -24.69 % -8.9 %

OCFC's 5 Years Annual ROA >> Back to OCFC Management Effectiveness >> Compare OCFC ROA to its Competitors


Return On Assets Company Ranking
Within: No.
Industry # 84
Sector # 765
Overall # 2484

Return On Assets Statistics
High Average Low
1.17 %
0.8 %
0.25 %
(Dec 31 2022)   (Sep 30 2026)



  News about Oceanfirst Financial Corp Return on Assets ROA

OceanFirst Financial Corp. and OceanFirst Bank N.A. Achieve Investment Grade Ratings from Moodys

In a significant boost for stakeholders, OceanFirst Financial Corp. and its banking subsidiary, OceanFirst Bank N.A. have received upgraded investment-grade ratings from Moody s Investors Service. OceanFirst Bank N.A. has attained Deposit Ratings of A3/Prime-2, while OceanFirst Financial Corp. has secured an Issuer Rating of Baa3. These ratings reflect Moody s confidence in the financial stability and performance of the institutions, signaling positive momentum for both the bank and the parent company. The A3/Prime-2 rating for OceanFirst Bank underscores a strong financial standing, characterized by a robust balance sheet and sound liquidity measures. This rating places OceanFirst Bank in a solid position relative to its peers, enabling it to compete more effectively in an increasingly competitive banking environment.For OceanFirst Financial Corp. the Baa3 Issuer Rating signifies a reliable investment opportunity, as it indicates solid credit quality despite facing potential economic headwinds. Investors can find reassurance in the company’s ongoing strategies to enhance profitability while managing risk effectively. The upgrade in ratings is particularly notable given the current macroeconomic climate, characterized by interest rate fluctuations and market volatility. OceanFirst’s strong performance in asset management and lending, combined with prudent risk management practices, has garnered the attention of credit analysts, affirming the company’s capacity to navigate these challenges.



Financial Statements
Oceanfirst Financial's Assets $ 23,370 million OCFC's Balance sheet
Oceanfirst Financial's Income $ 16 million Quarterly OCFC's Income Statement
OCFC's Income by Division See OCFC's Income by Division



Annual Return On Assets (Dec 31 2025)
FY 2025		 (Dec 31 2024)
FY 2024		 (Dec 31 2023)
FY 2023		 (Dec 31 2022)
FY 2022		 (Dec 31 2021)
FY 2021
Y / Y Total Assets Change 8.34 % -0.71 % 3.33 % 278.67 % -24.59 %
Total Assets in million 14,743 13,607 13,705 13,263 3,503
Y / Y Net Income Change -29.25 % -3.53 % -29.38 % 33.87 % 73.87 %
Net Income in million 71 100 104 147 110
Annual Return On Assets 0.48 % 0.74 % 0.76 % 1.11 % 3.14 %

OCFC's 5 Years Annual ROA >> Back to OCFC Management Effectiveness >> Compare OCFC ROA to its Competitors



Comment on OCFC's ROA in the fiscal year ending 2025
In the fiscal year 2025 Oceanfirst Financial's ROA decreased compared to previous year to 0.48 %, due to deterioration of net income -29.25 % to $71.03 million, from $100.39 million a year ago, as OCFC's assets were $14,742.74 million.


More Return On Assets Ratios
OCFC's' Return on Assets at Yahoo Finance
Commercial Banks Industry Return On Assets Trends and Statistics
Financial Sector Roa Statistics
Roa Trends for overall market
OCFC's Roa Ratio versus Commercial Banks Industry, Financial Sector and overall Market
Highest Ranking Return On Assets
Lowest Ranking Return On Assets
Subscribers only: Roa for OCFC's Competitors
Subscribers only: Roa for Oceanfirst Financial's Suppliers
Subscribers only: Return On Assets for OCFC's Customers

You may also want to know
OCFC's Roi OCFC's Inventory Turnover Ratio OCFC's Growth Rates OCFC's Dividend Comparisons
OCFC's Profitability Ratios OCFC's Asset Turnover Ratio OCFC's Dividend Growth
OCFC's Roe OCFC's Valuation Ratios OCFC's Financial Strength Ratios OCFC's Dividend Payout Ratio



Companies with similar Return On Assets at Sep 30 2026, within Financial Sector ROA
Amerant Bancorp Inc   0.67 %
First Western Financial Inc   0.65 %
Federal Agricultural Mortgage Corporation  0.63 %
Principal Financial Group inc  0.58 %
Consumer Portfolio Services Inc   0.55 %
Provident Financial Holdings inc   0.54 %
Corebridge Financial Inc   0.53 %
Citizens Inc   0.51 %
National Bank Holdings Corp  0.45 %
Eagle Bancorp Inc   0.44 %
Easterly Government Properties Inc   0.44 %
Pennymac Mortgage Investment Trust  0.43 %
Federal Home Loan Bank Of Pittsburgh  0.41 %
Unum Group  0.39 %
Federal Home Loan Mortgage Corporation  0.38 %
Brightspire Capital Inc   0.38 %
Federal National Mortgage Association Fannie Mae  0.36 %
Franklin Bsp Realty Trust Inc   0.33 %
Jackson Financial Inc   0.26 %
Oceanfirst Financial Corp  0.25 %
Cousins Properties Inc  0.17 %
Flagstar Bank National Association  0.11 %
Agnc Investment Corp   0.08 %
Summit Hotel Properties inc   0.07 %
Adamas Trust Inc   0.06 %

Date modified: 2026-11-08T19:37:03+00:00


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