Return On Equity	(Dec 31 2025) 2025	(Dec 31 2024) 2024	(Dec 31 2023) 2023	(Dec 31 2022) 2022	(Dec 31 2021) 2021
Y / Y Equity Change	21.09 %	9.52 %	15.71 %	-27.29 %	8.19 %
Y / Y Net Income Change	91.24 %	-18.38 %	-8.97 %	-23.85 %	53.25 %
Return On Equity	12.11 %	7.67 %	10.29 %	13.08 %	12.49 %

FRAF all Ratios >> Back to FRAF Management Effectiveness >> See Quarterly FRAF Return On Equity

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Roe Comment

In (Dec 31 2025) ROE improved to 12.11 % compare to previous year, due to net income growth.

Financial Statements
Franklin Financial Services's Equity	$ 175 Millions	Annual FRAF's Balance sheet
Franklin Financial Services's Annual Income	$ 21 Millions	Annual FRAF's Income Statement
Where are FRAF's Income coming from?		Visit FRAF's Income by Segment

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