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Atlantic Coast Financial Corp  (ACFC)
    Sector  Financial    Industry S&Ls Savings Banks
   Industry S&Ls Savings Banks
   Sector  Financial
 
Price: $10.8900 $0.00 0.000%
Day's High: $10.979999542236328 Week Perf: -1 %
Day's Low: $ 10.80 30 Day Perf: 6.66 %
Volume (M): 79,590 52 Wk High: $ 0.00
Volume (M$): $ 0 52 Wk Avg: $0.00
Open: $10.87 52 Wk Low: $0.00



 Market Capitalization (Millions $) 168
 Shares Outstanding (Millions) 15
 Employees 190
 Revenues (TTM) (Millions $) 33
 Net Income (TTM) (Millions $) 3
 Cash Flow (TTM) (Millions $) 21
 Capital Exp. (TTM) (Millions $) 0

Business Description


Atlantic Coast Financial Corp (ACFC) is a bank holding company headquartered in Jacksonville, Florida. It operates through its wholly-owned subsidiary, Atlantic Coast Bank, which provides various banking products and services to individuals and businesses in North Florida and Southeast Georgia.

ACFC was founded in 1939 and has since grown to become a community-oriented financial institution serving the needs of its local communities. The bank offers a range of traditional banking services, including checking and savings accounts, loans, mortgages, and credit cards.

The company focuses on building strong relationships with its customers by offering personalized service and innovative financial solutions. It emphasizes community involvement and strives to support local businesses and organizations.

ACFC is publicly traded on the Nasdaq Stock Market under the ticker symbol ACFC. The company is dedicated to enhancing shareholder value and maintaining a strong financial performance.

In recent years, ACFC has undergone significant growth and expansion, both organically and through acquisitions. It continues to seek opportunities for strategic partnerships and collaborations to further its growth and increase its market presence.

Overall, Atlantic Coast Financial Corp is a well-established banking institution committed to serving its communities and meeting the financial needs of its customers.




   

Stock Performances by Major Competitors

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Fundamental Analysis

Valuation Current
Price to Earnings PE Ratio (TTM) 54.94
Price to Earnings PE Ratio (Expected) -
Price to Sales (TTM) 5.15
Price to Sales (Expected) -
Price to Book 1.83
PEG (TTM) -

Financial Strength Current
Quick Ratio 0.13
Working Capital Ratio 1.39
Leverage Ratio (MRQ) 9.11
Total Debt to Equity 2.1
Interest Coverage (TTM) 2.05
Debt Coverage (TTM) 0.09

Per Share Current
Earnings (TTM) 0.2 $
Revenues (TTM) 2.11 $
Cash Flow (TTM) 1.34 $
Cash 5.48 $
Book Value 5.94 $
Dividend (TTM) 0 $

Efficiency Current
Revenue per Employee (TTM) 171,837
Net Income per Employee (TTM) 16,353
Receivable Turnover Ratio (TTM) -
Inventory Turnover Ratio (TTM) -
Asset Turnover Ratio (TTM) 0.03

Profitability Ratios Current
Gross Margin (MRQ) 54.03 %
Operating Margin (MRQ) 22.52 %
Net Margin (MRQ) 17.28 %
Net Cash Flow Margin (MRQ) -23.1 %
Effective Tax Rate (TTM) 57.38 %

Management Effectiveness Current
Return On Assets (TTM) 0.33 %
Return On Investment (TTM) 1.18 %
Return On Equity (TTM) 3.41 %
Dividend Yield -
Pay out Ratio (TTM) -






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