Umb Financial's Cash & cash equivalent grew by 332.91 % in the Q2 2026 sequentially, faster than Current Liabilities, this led to improvement in Umb Financial's Quick Ratio to 1.01, Quick Ratio remained below Umb Financial Corp average.

Within Commercial Banks industry 42 other companies have achieved higher Quick Ratio than Umb Financial in second quarter 2026. While Quick Ratio total ranking in the second quarter 2026 has deteriorated compared to the prior quarter from 1638 to 2873.

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UMBF Quick Ratio	(Jun 30 2026) Q2	(Mar 31 2026) Q1	(Dec 31 2025) Q4	(Sep 30 2025) Q3	(Jun 30 2025) Q2
Y / Y Current Liabilities Change	100.22 %	32.57 %	26.26 %	-4.87 %	-14.15 %
Y / Y Cash & cash equivalent Change	780.07 %	130.65 %	1280.11 %	84.09 %	175.6 %
Quick Ratio MRQ	1.01	0.4	2.11	0.24	0.23
UMBF's Total Ranking	# 2873	# 1638	# 3829	# 3963	# 3962
Seq. Current Liabilities Change	72.29 %	2.67 %	14.22 %	-0.91 %	14.08 %
Seq. Cash & cash equivalent Change	332.91 %	-80.43 %	888.29 %	5.12 %	13.46 %

Quick Ratio second quarter 2026 Company Ranking
Within:	No.
Commercial Banks Industry	# 43
Financial Sector	# 540
Overall Market	# 1966

Quick Ratio Statistics
High	Average	Low
4.85	2.1	0.05
(Mar 31 2013)		(Mar 31 2024)

Financial Statements
Umb Financial's Current Liabilities	$ 6,652 Millions	Visit UMBF's Balance sheet
Umb Financial's Cash & cash equivalent	$ 6,705 Millions	Visit UMBF's Balance sheet
Source of UMBF's Sales		Visit UMBF's Sales by Geography

Cumulative Umb Financial's Quick Ratio

UMBF's Quick Ratio for the trailling 12 Months

UMBF Quick Ratio	(Jun 30 2026) 12 Months	(Mar 31 2026) 12 Months	(Dec 31 2025) 12 Months	(Sep 30 2025) 12 Months	(Jun 30 2025) 12 Months
Y / Y Current Liabilities TTM Growth	38.6 %	7.67 %	-9.67 %	-20.11 %	-23.51 %
Y / Y Cash & cash equivalent TTM Growth	594.93 %	463.59 %	574.17 %	134.89 %	136.39 %
Quick Ratio TTM	0.97	0.77	0.76	0.22	0.19
Total Ranking TTM	# 3645	# 4278	# 3829	# 3963	# 3962
Seq. Current Liabilities TTM Growth	23.39 %	7.14 %	6.25 %	-1.33 %	-4.14 %
Seq. Cash & cash equivalent TTM Growth	53.9 %	8.64 %	261.47 %	14.98 %	24.81 %

Quick ratio ranking by company, industry and sector >> Back to UMBF Financial Strength Comparisons >> Go to Compare UMBF Quick Ratio to its Competitors

On the trailing twelve months basis UMBF Cash & cash equivalent more than doubled by 780.07 % in Q2 2026 year on year, faster than Current Liabilities, this led to increase in in Umb Financial's Quick Ratio to 0.97, above UMBF average Quick Ratio.
Quick Ratio is the average cumulative value over the last four quarters.

Among companies operating within Commercial Banks industry 61 other companies have achieved higher Quick Ratio than Umb Financial. While Quick Ratio overall ranking has improved so far to 0, from total ranking during the twelve months ending first quarter 2026 at 4141.

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How much Cash & cash equivalents UMBF�s has?
What are UMBF�s Current Liabilities?

TTM Quick Ratio Company Ranking
Within:	No.
Within the Commercial Banks Industry	# 62
Financial Sector	# 629
Within the Market	# 2873

trailing twelve months Quick Ratio Statistics
High	Average	Low
0.09	0.03	0
(Mar 31 2021)		(Sep 30 2012)

Companies with similar Quick Ratio in the quarter ending Jun 30 2026, within Commercial Banks Industry	Quick Ratio	Jun 30 2026 MRQ Cash & cash equivalent	Jun 30 2026 MRQ Current Liabilities
Optimumbank Holdings Inc	2.70	$ 206.352 Millions	$ 76.500 Millions
Wafd Inc	2.60	$ 764.536 Millions	$ 294.191 Millions
Arrow Financial Corporation	2.50	$ 774.910 Millions	$ 310.190 Millions
The Bancorp Inc	2.28	$ 1,694.973 Millions	$ 744.000 Millions
First United Corporation	2.20	$ 158.177 Millions	$ 71.755 Millions
Northwest Bancshares inc	1.86	$ 1,031.181 Millions	$ 555.438 Millions
Fulton Financial Corp	1.77	$ 1,263.067 Millions	$ 714.619 Millions
Zions Bancorporation National Association	1.70	$ 2,530.000 Millions	$ 1,486.000 Millions
Truist Financial Corporation	1.52	$ 44,576.000 Millions	$ 29,255.000 Millions
First Commonwealth Financial Corp	1.34	$ 184.835 Millions	$ 137.946 Millions
Bank Of America Corporation	1.32	$ 1,098,963.000 Millions	$ 833,110.000 Millions
Fnb Corp	1.27	$ 4,373.000 Millions	$ 3,432.000 Millions
Meridian Corp	1.14	$ 129.767 Millions	$ 113.711 Millions
Landmark Bancorp Inc	1.09	$ 32.212 Millions	$ 29.604 Millions
Wells Fargo and Company	1.09	$ 407,770.000 Millions	$ 374,924.000 Millions
Umb Financial Corp	1.01	$ 6,705.163 Millions	$ 6,651.711 Millions
First Horizon Corp	1.01	$ 3,969.000 Millions	$ 3,946.000 Millions
Pathward Financial Inc	0.96	$ 462.462 Millions	$ 479.385 Millions
Nbt Bancorp Inc	0.93	$ 294.653 Millions	$ 316.438 Millions
Jpmorgan Chase and Co	0.77	$ 946,427.000 Millions	$ 1,228,126.000 Millions
City Holding Company	0.71	$ 267.202 Millions	$ 377.551 Millions
Cullen	0.66	$ 6,506.347 Millions	$ 9,866.594 Millions
Financial Institutions Inc	0.48	$ 99.174 Millions	$ 207.659 Millions
Santander Holdings Usa Inc	0.41	$ 30,535.969 Millions	$ 74,962.460 Millions
Alerus Financial Corp	0.40	$ 163.550 Millions	$ 411.687 Millions
Keycorp	0.35	$ 2,647.000 Millions	$ 7,468.000 Millions

Date modified: 2026-09-14T04:02:58+00:00

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