Business Description
First Community Corporation, a bank holding company registered under the Bank
Holding Company Act of 1956, was incorporated under the laws of South Carolina
in 1994 primarily to own and control all of the capital stock of First Community
Bank (the “Bank”), which commenced operations in August 1995. The
Bank’s primary federal regulator is the Federal Deposit Insurance Corporation
(the “FDIC”). The Bank is also regulated and examined by the South
Carolina Board of Financial Institutions (the “S.C. Board”).
We engage in a commercial banking business from our main office in Lexington,
South Carolina and our 15 full-service offices located in the Midlands of South
Carolina to include: Lexington County (6), Richland County (4), Newberry County
(2) and Kershaw County (1) and the Central Savannah River area to include: Aiken
County (1) and Augusta (1) which is located in Richmond County, Georgia. We
offer a wide-range of traditional banking products and services for professionals
and small-to medium-sized businesses, including consumer and commercial, mortgage,
brokerage and investment, and insurance services. We also offer online banking
to our customers.
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