Oppfi Inc's Comment on Sales, Marketing and Customers
OppFi serves U.S. consumers who are employed, have bank accounts, and earn median wages, focusing on individuals facing credit insecurity or those declined by mainstream credit providers. These customers often encounter financial hardships, emergencies, or unplanned expenses and are frequently rejected by traditional banks due to their credit scores. OppFi's primary product is offered through its OppLoans platform, which provides installment loans averaging $1,950 with an average term of 11 months. The platform delivers a fully digital, transparent, and efficient experience, including the OppFi TurnUp Program that assists customers in accessing more affordable credit options from third-party lenders with APRs below 36.0%. OppFi partners with banks to offer credit products and employs proprietary technology and data science to underwrite and service loans. From inception through December 31, 2025, OppFi has facilitated over $8.6 billion in gross loan issuance across more than 4.7 million loans.
Oppfi Inc’s Comment on Sales, Marketing and Customers
OppFi serves U.S. consumers who are employed, have bank accounts, and earn median wages, focusing on individuals facing credit insecurity or those declined by mainstream credit providers. These customers often encounter financial hardships, emergencies, or unplanned expenses and are frequently rejected by traditional banks due to their credit scores. OppFi's primary product is offered through its OppLoans platform, which provides installment loans averaging $1,950 with an average term of 11 months. The platform delivers a fully digital, transparent, and efficient experience, including the OppFi TurnUp Program that assists customers in accessing more affordable credit options from third-party lenders with APRs below 36.0%. OppFi partners with banks to offer credit products and employs proprietary technology and data science to underwrite and service loans. From inception through December 31, 2025, OppFi has facilitated over $8.6 billion in gross loan issuance across more than 4.7 million loans.
Sources:
Oppfi Inc’s official press releases and regulatory filings; CSIMarket.com’s market research; and the financial filings and press releases of other companies cited in this report.
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