During the corresponding time, Kb Financial Group Inc recorded a revenue increase by 50.54 % year on year, While revenue at the Kb Financial Group Inc 's corporate clients
Kb Financial Group Inc's Comment on Sales, Marketing and Customers
The company primarily serves small- and medium-sized enterprises (SMEs) through its lending business. Loans to SMEs increased from ₩151,892 billion in 2023 to ₩167,873 billion in 2025. Non-performing loans to SMEs rose from ₩201 billion in 2023 to ₩480 billion in 2024, then slightly decreased to ₩479 billion in 2025. The non-performing loan ratio for these loans increased from 0.13% in 2023 to 0.30% in 2024, then decreased to 0.29% in 2025. The delinquency ratio for Won-currency loans to SMEs increased from 0.26% in 2023 to 0.39% in 2025. The Korean government has implemented policies encouraging banks to support SMEs, including a financial support program announced in December 2023 and a collective initiative by 20 banks, including Kookmin Bank, to provide approximately ₩600 billion to ₩700 billion annually to small business owners over three years starting in 2024. The company participates in these government-led initiatives, which may affect its lending practices to SMEs. The economic outlook for Korea remains uncertain, and government policies may continue to influence SME lending.
Kb Financial Group Inc’s Comment on Sales, Marketing and Customers
The company primarily serves small- and medium-sized enterprises (SMEs) through its lending business. Loans to SMEs increased from ₩151,892 billion in 2023 to ₩167,873 billion in 2025. Non-performing loans to SMEs rose from ₩201 billion in 2023 to ₩480 billion in 2024, then slightly decreased to ₩479 billion in 2025. The non-performing loan ratio for these loans increased from 0.13% in 2023 to 0.30% in 2024, then decreased to 0.29% in 2025. The delinquency ratio for Won-currency loans to SMEs increased from 0.26% in 2023 to 0.39% in 2025. The Korean government has implemented policies encouraging banks to support SMEs, including a financial support program announced in December 2023 and a collective initiative by 20 banks, including Kookmin Bank, to provide approximately ₩600 billion to ₩700 billion annually to small business owners over three years starting in 2024. The company participates in these government-led initiatives, which may affect its lending practices to SMEs. The economic outlook for Korea remains uncertain, and government policies may continue to influence SME lending.
Sources:
Kb Financial Group Inc’s official press releases and regulatory filings; CSIMarket.com’s market research; and the financial filings and press releases of other companies cited in this report.
Updated on:
Focus of this report: Kb Financial Group Inc’s corporate clients.
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