CSIMarket Company Name, Ticker, Suppliers, else..
 
Yuanbao inc   (YB)
    Sector • Financial    Industry • Insurance Brokerage
   Industry • Insurance Brokerage
   Sector • Financial
 
Price: $12.2100 $0.05 0.411%
Day's High: $12.308600425720215 Week Perf: -0.16 %
Day's Low: $ 12.05 30 Day Perf: -10.55 %
Volume (M): 20,374 52 Wk High: $ 24.40
Volume (M$): $ 0 52 Wk Avg: $17.69
Open: $12.16 52 Wk Low: $12.01



 Market Capitalization (Millions $) 582
 Shares Outstanding (Millions) 48
 Employees -
 Revenues (TTM) (Millions $) 649
 Net Income (TTM) (Millions $) 402
 Cash Flow (TTM) (Millions $) 0
 Capital Exp. (TTM) (Millions $) 3

Business Description


The company operates an online platform that distributes and services insurance products, primarily short-term insurance. It uses data analytics and proprietary algorithms to customize and recommend insurance products to consumers. The company assists partnered insurance carriers in designing insurance products and aims to attract and retain consumers by offering personalized insurance solutions and comprehensive service. It faces regulatory risks related to maintaining licenses and approvals, as well as challenges in technology and machine learning compliance under evolving Chinese regulations.




   

Stock Performances by Major Competitors

5 Days Decrease / Increase
     
• View Complete Report
   





Fundamental Analysis

Valuation Current
Price to Earnings PE Ratio (TTM) 3.00
Price to Earnings PE Ratio (Expected) -
Price to Sales (TTM) 0.90
Price to Sales (Expected) -
Price to Book 1.17
PEG (TTM) -

Financial Strength Current
Quick Ratio 3.24
Working Capital Ratio 3.91
Leverage Ratio (MRQ) 0.39
Total Debt to Equity -
Interest Coverage (TTM) -
Debt Coverage (TTM) -

Per Share Current
Earnings (TTM) 4.07 $
Revenues (TTM) 13.63 $
Cash Flow (TTM) -
Cash 11.5 $
Book Value 10.43 $
Dividend (TTM) 0 $

Efficiency Current
Revenue per Employee (TTM) -
Net Income per Employee (TTM) -
Receivable Turnover Ratio (TTM) 9.91
Inventory Turnover Ratio (TTM) -
Asset Turnover Ratio (TTM) 0.94

Profitability Ratios Current
Gross Margin (MRQ) 96.17 %
Operating Margin (MRQ) 37.12 %
Net Margin (MRQ) 61.95 %
Net Cash Flow Margin (MRQ) 0 %
Effective Tax Rate (TTM) 7.18 %

Management Effectiveness Current
Return On Assets (TTM) 58.19 %
Return On Investment (TTM) 79.94 %
Return On Equity (TTM) 80.96 %
Dividend Yield -
Pay out Ratio (TTM) -



Yuanbao Inc's Segments
Single reportable segment    100 % of total Revenue
Insurance distribution services    33.08 % of total Revenue
Short-term insurance    32.95 % of total Revenue
Medical insurance    23.3 % of total Revenue
Critical illness insurance    9.09 % of total Revenue
Others    0.08 % of total Revenue
Long-term insurance    0.14 % of total Revenue
Life insurance and others    0.14 % of total Revenue
System services    66.83 % of total Revenue
Marketing and related analytics services    57.45 % of total Revenue
Post-sale support services    9.35 % of total Revenue
Other system services    0.03 % of total Revenue





Help

About us

Products

Data downloads

API

CSIMarket Company, Sector, Industry, Market Analysis, Stock Quotes, Earnings, Economy, News and Research.

Intraday data delayed per exchange requirements. All quotes are in local exchange time. Intraday data delayed 15 minutes for Nasdaq, and other exchanges. Fundamental and financial data for Stocks, Sector, Industry, and Economic Indicators provided by CSIMarket.com

Disclaimer: Information provided by CSIMarket.com is for informational purposes only and does not constitute investment advice, recommendation, or solicitation to buy or sell any security.

© 2026 CSIMarket.com — Proprietary financial dataset. All rights reserved. Redistribution or automated extraction prohibited.