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C and F Financial Corporation  (NASDAQ: CFFI)
Other Ticker:  
 
    Sector  Financial    Industry Regional Banks
   Industry Regional Banks
   Sector  Financial

C and F Financial Corporation

CFFI's Fundamental analysis








Looking into C And F Financial growth rates, revenue grew by 8.96 % in the first quarter of 2025 from the same quarter a year ago.

Regional Banks industry recorded growth of revenues by 5.57 %

C And F Financial's net income grew by 57.06 % in first quarter of 2025 year on year, above company average,

More on CFFI's Growth


C And F Financial
current PE on trailing twelve month basis is below Regional Banks industry average.

C And F Financial PEG ratio is at 1.02 Company is currently trading with Price to Cash flow multiple of 10.78 in trailing twelve-month period.
Company
10.36
PE TTM   
Industry
16.83
PE TTM    
Company's Price to Sales ratio is at 1.92.
Regional Banks industry's Price to Sales ratio is at 3.06.


More on CFFI's Valuation
 
 Total Debt (Millions $) 61
 Dividend TTM ($) 1.76 $
 Dividend Yield TTM (%) 2.66 %
 Revenue/Employee (TTM) $ 196,121
 Net Income/Employee (TTM) $ 36,832
 Receivable Turnover (TTM) -
 Tangible Book Value (Per Share $) 64.63

C And F Financial
current PE on trailing twelve month basis is below Regional Banks industry average.

C And F Financial PEG ratio is at 1.02 Company is currently trading with Price to Cash flow multiple of 10.78 in trailing twelve-month period.
Company
10.36
PE TTM   
Industry
16.83
PE TTM    
Company's Price to Sales ratio is at 1.92.
Regional Banks industry's Price to Sales ratio is at 3.06.

C And F Financial Price to Book Ratio is at 0.95 lower than Industry Avg. of 56.19. and higher than S&P 500 Avg. of 0.01

More on CFFI's Valuation

  Market Capitalization (Millions $) 224
  Shares Outstanding (Millions) 3
  Employees 594
  Revenues (TTM) (Millions $) 117
  Net Income (TTM) (Millions $) 22
  Cash Flow (TTM) (Millions $) 21
  Capital Exp. (TTM) (Millions $) -3
  Total Debt (Millions $) 61
  Dividend TTM ($) 1.76 $
  Dividend Yield TTM (%) 2.66 %
  Revenue/Employee (TTM) $ 196,121
  Net Income/Employee(TTM) $ 36,832
  Receivable Turnover Ratio (TTM) -
  Tangible Book Value (Per Share $) 64.63

  Market Capitalization (Millions $) 224
  Shares Outstanding (Millions) 3
  Employees 594
  Revenues (TTM) (Millions $) 117
  Net Income (TTM) (Millions $) 22
  Cash Flow (TTM) (Millions $) 21
  Capital Exp. (TTM) (Millions $) -3


    CFFI's Profitability Comparisons
C And F Financial faced margin deterioration, primarily through cost pressure. Operating Margin fell in first quarter of 2025 to 22.05 % from 25.34 % in IV. Quarter.

C And F Financial net profit margin of 18.24 % is currently ranking no. 114 in Regional Banks industry, ranking no. 333 in Financial sector and number 561 in S&P 500.


Profitability by Segment
Community Banking 28.95 %
Mortgage Banking 17.09 %
Consumer Finance 4.73 %
Total 18.24 %



  Ratio
   Capital Ratio (MRQ) 0.01
  Total Debt to Equity (MRQ) 0.26
  Tangible Leverage Ratio (MRQ) 22.17
  Asset Turnover Ratio (TTM) 0.05
  Inventory Turnover Ratio (TTM) -



C And F Financial faced margin deterioration, primarily through cost pressure. Operating Margin fell in first quarter of 2025 to 22.05 % from 25.34 % in IV. Quarter.

C And F Financial net profit margin of 18.24 % is currently ranking no. 114 in Regional Banks industry, ranking no. 333 in Financial sector and number 561 in S&P 500.

More on CFFI's Key Ratios





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