Guidewire Software Inc (NYSE: GWRE) |
|
Price: $216.6400
$0.98
0.454%
|
Day's High:
| $217.15
| Week Perf:
| 1.46 %
|
Day's Low: |
$ 214.96 |
30 Day Perf: |
25.98 % |
Volume (M): |
767 |
52 Wk High: |
$ 219.59 |
Volume (M$): |
$ 166,098 |
52 Wk Avg: |
$153.93 |
Open: |
$216.87 |
52 Wk Low: |
$107.00 |
|
|
Market Capitalization (Millions $) |
18,623 |
Shares
Outstanding (Millions) |
86 |
Employees |
1,692 |
Revenues (TTM) (Millions $) |
1,035 |
Net Income (TTM) (Millions $) |
30 |
Cash Flow (TTM) (Millions $) |
522 |
Capital Exp. (TTM) (Millions $) |
19 |
Guidewire Software Inc
Guidewire Software, Inc. is a provider of software products and subscription
services for the global property and casualty (“P&C”) industry.
Our software serves as a technology platform for P&C insurance primary carriers.
Guidewire InsurancePlatformTM consists of applications to support core operations,
data management and analytics, and digital engagement and is connected to numerous
data sources and third party applications. Our applications are designed to
work together to strengthen our customers’ ability to adapt and succeed.
Guidewire InsuranceSuite™ and Guidewire InsuranceNowTM provide core transactional
systems of record that support the entire insurance lifecycle, including product
definition, distribution, underwriting, policy holder services and claims management.
Guidewire InsuranceSuite is a highly-configurable and scalable system comprised
primarily of three applications (ClaimCenter, PolicyCenter and BillingCenter)
that can be licensed separately or together and can be deployed on-premise or
in the cloud. Guidewire InsuranceNow is a cloud-based system that offers policy,
billing, and claims management functionality to insurers that prefer an all-in-one
solution. Our data and analytics applications enable insurers to manage data
more effectively and gain insights into their business. Our digital engagement
applications enable digital sales, omni-channel service and enhanced claims
experiences for policyholders, agents, vendor partners and field personnel.
The applications and services of Guidewire InsurancePlatform can be deployed
on-premise, in the cloud or in a hybrid mode. To support P&C insurers globally,
we have and will continue to localize our software for use in a variety of international
regulatory, language and currency environments.
Our customers range from some of the largest global insurance carriers or their
subsidiaries, such as Aviva, AXA and Zurich to predominantly national carriers
such as Basler Versicherung (Switzerland), Direct Line Group (U.K.), Farmers
Insurance (U.S.), IAG (Australia), MS&AD (Japan), Nationwide (U.S.), PZU
(Poland) and San Cristobal Seguros S.A. (Argentina) and carriers that serve
specific states and/or regions such as Automobile Club of Southern California
(California), Canadian Automobile Association Insurance Company (Ontario), Kentucky
Farm Bureau (Kentucky), and Vermont Mutual Insurance Group (Vermont).
We began our principal business operations in 2001. To date, we have generated
a substantial majority of our software license revenues through annual or quarterly
license fees that recur during the term of a customer’s contract and any
subsequent renewal periods. We also generate perpetual license revenues and
subscription revenues. We anticipate that subscription revenue will increase
as a percentage of total revenue as we develop and bring to market more cloud-based
solutions to meet increasing industry demand. Thus far, more than 100 customers
have subscribed to or licensed one or more applications that are cloud-delivered
by us or our partners. Services revenues are primarily derived from implementation
and training services performed for our customers. Substantially all of our
services revenues are currently billed on a time and materials basis.
The P&C insurance industry is large, fragmented, highly regulated and complex.
It is also highly competitive, with carriers competing primarily on the following
factors: product differentiation, pricing options, customer service, marketing
and advertising, affiliate programs and channel strategies.
P&C insurers continue to actively modernize the transactional systems that
support the key functional areas of P&C insurance: product definition, underwriting
and policy administration, claims management and billing. Product definition
specifies the insurance coverage, pricing, financial and legal terms of insurance
policies. Underwriting and policy administration includes collecting information
from potential policyholders, determining appropriate coverages and terms, pricing
policies, issuing policies and updating and maintaining policies over their
lifetimes. Claims management includes loss intake, investigation and evaluation
of incidents, settlement negotiation, vendor management, litigation management
and payment processing. Billing includes policyholder invoicing, payment collection,
agent commission calculation and disbursement. We believe that insurers that
adopt modern infrastructures can enhance customer experience, operate more efficiently
and introduce innovative products more rapidly.
We provide implementation and integration services to help our customers realize
the benefits of our software products and subscription services. Our implementation
teams assist customers in building implementation plans, integrating our software
with their existing systems and defining business rules and specific requirements
unique to each customer and installation. We also partner with leading system
integration consulting firms, certified on our software, to achieve scalable,
cost-effective implementations for our customers.
Company Address: 970 Park Pl, Suite 200 San Mateo, 94403 CA
Company Phone Number: 357-9100 Stock Exchange / Ticker: NYSE GWRE
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Customers Net Income grew by |
GWRE's Customers Net Profit Margin grew to |
128267.37 % |
14.84 %
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Stock Performances by Major Competitors |
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Business Update
Published Sun, Dec 22 2024 12:03 AM UTC
In an era marked by rapid technological advancements, the insurance industry has been seeking innovative solutions to address ongoing challenges related to data management and operational efficiency. DvSum, a recognizable leader in data intelligence solutions, has announced its strategic inclusion in Guidewire?s prestigious Insurtech Vanguards program. This program, spearhea...
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Business Update
Published Sat, Dec 21 2024 12:03 AM UTC
Harnessing Data Intelligence: DvSum Joins Guidewire s Insurtech Vanguards Initiative In the dynamically evolving landscape of property and casualty (P&C) insurance, optimizing operational efficiency while delivering exceptional customer experiences is paramount. DvSum, a distinguished leader in data intelligence solutions, has recently taken a significant step toward enhanci...
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Guidewire Software Inc
Guidewire Software Inc. Posts Significant Revenue Growth Amid Uncertain Market ConditionsnWall Street ? November 2024nIn a remarkable turnaround, Guidewire Software Inc. (NYSE: GWRE) has reported a stunning 26.58% increase in revenue for the first quarter of 2025, reaching $262.39 million. This monumental growth has propelled the company into profitability, with earnings per share soaring to $0.11, a dramatic recovery from the $-0.33 reported during the same period last year.The robust revenue performance starkly contrasts with the broader Software & Programming sector, which averaged only 12.82% growth during the same timeframe. Guidewire?s results signal a strong demand from property and casualty (P&C) insurers, who increasingly rely on the company?s comprehensive software solutions to innovate and streamline their operations.
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Business Update
Published Wed, Nov 20 2024 5:05 AM UTC
In a landscape where technology companies are often at the mercy of swift market fluctuations and investor sentiment, Guidewire Software Inc. (NYSE: GWRE) stands out as a beacon of resilience and innovation. This month, the company?s shares have carved out an impressive 4.9% increase, significantly outperforming broader market trends. Over the past year, the upward trajector...
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Business Update
Published Tue, Nov 19 2024 5:10 AM UTC
In a transformative era for the property and casualty (P/C) insurance industry, Guidewire Software, Inc. (NYSE: GWRE), has presented a compelling vision at its annual customer conference, Connections, held in Nashville, Tennessee. The company is at the forefront of harnessing modern core platforms, driving unparalleled efficiency and effectiveness in risk selection, pricing,...
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Per Share |
Current |
Earnings (TTM) |
0.36 $ |
Revenues (TTM) |
12.05 $
|
Cash Flow (TTM) |
6.07 $ |
Cash |
15.57 $
|
Book Value |
14.75 $
|
Dividend (TTM) |
0 $ |
|
Per Share |
|
Earnings (TTM) |
0.36 $
|
Revenues (TTM) |
12.05 $ |
Cash Flow (TTM) |
6.07 $ |
Cash |
15.57 $
|
Book Value |
14.75 $ |
Dividend (TTM) |
0 $ |
|
|
|
United States |
|
62.21 % |
of total Revenue |
Canada |
|
14.03 % |
of total Revenue |
Other Americas |
|
0.89 % |
of total Revenue |
Total Americas |
|
77.13 % |
of total Revenue |
Total EMEA |
|
13.41 % |
of total Revenue |
Total APAC |
|
9.65 % |
of total Revenue |
Subscription and support |
|
64.69 % |
of total Revenue |
Subscription and support United States |
|
42.99 % |
of total Revenue |
Subscription and support Canada |
|
9.52 % |
of total Revenue |
Subscription and support Other Americas |
|
0.58 % |
of total Revenue |
Subscription and support Total Americas |
|
53.09 % |
of total Revenue |
Subscription and support Total EMEA |
|
6.86 % |
of total Revenue |
Subscription and support Total APAC |
|
4.74 % |
of total Revenue |
Subscription |
|
58.26 % |
of total Revenue |
Support |
|
6.43 % |
of total Revenue |
License |
|
14.24 % |
of total Revenue |
License United States |
|
4.9 % |
of total Revenue |
License Canada |
|
1.99 % |
of total Revenue |
License Other Americas |
|
0.13 % |
of total Revenue |
License Total Americas |
|
7.02 % |
of total Revenue |
License Total EMEA |
|
3.44 % |
of total Revenue |
License Total APAC |
|
3.78 % |
of total Revenue |
Term license |
|
14.24 % |
of total Revenue |
Services |
|
21.26 % |
of total Revenue |
Services United States |
|
14.32 % |
of total Revenue |
Services Canada |
|
2.51 % |
of total Revenue |
Services Other Americas |
|
0.18 % |
of total Revenue |
Services Total Americas |
|
17.01 % |
of total Revenue |
Services Total EMEA |
|
3.12 % |
of total Revenue |
Services Total APAC |
|
1.13 % |
of total Revenue |
|
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