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United Community Financial Corp  (NASDAQ: UCFC)
    Sector  Financial    Industry Regional Banks
   Industry Regional Banks
   Sector  Financial
 
Price: $0.0000 $0.00 %
Day's High: 0.00 Week Perf:
Day's Low: $ 0.00 30 Day Perf:
Volume (M): 0 52 Wk High: $ 0.00
Volume (M$): $ 0 52 Wk Avg: $0.00
Open: $0.00 52 Wk Low: $0.00



 Market Capitalization (Millions $) -
 Shares Outstanding (Millions) 48
 Employees 428
 Revenues (TTM) (Millions $) 114
 Net Income (TTM) (Millions $) 39
 Cash Flow (TTM) (Millions $) 7
 Capital Exp. (TTM) (Millions $) 3

Business Description


United Community Financial Corp is a publicly traded bank holding company headquartered in Youngstown, Ohio. The company owns and operates Home Savings Bank, a community-focused savings bank with locations throughout Ohio and western Pennsylvania.

Home Savings Bank was founded in 1889 and has a long history of serving its local communities. The bank provides a range of financial services to both individuals and businesses, including checking and savings accounts, loans, mortgages, credit cards, and insurance products. Home Savings Bank has been recognized for its strong commitment to customer service, earning accolades such as the J.D. Power Award for customer satisfaction.

United Community Financial Corp operates as a community bank, meaning that it focuses on building long-term relationships with its customers and supporting the communities it serves. This includes providing financial education, sponsoring local events, and supporting local charities and non-profits.

As a publicly traded company, United Community Financial Corp is accountable to its shareholders. The company has a diverse shareholder base, with individuals, institutions, and mutual funds all holding significant stakes in the company. United Community Financial Corp has a market capitalization of over $400 million and has consistently generated positive returns for its shareholders.

In recent years, United Community Financial Corp has grown both organically and through acquisition. In 2018, the company acquired Premier Bank & Trust, expanding its presence in the Akron, Ohio area. The acquisition added five branches and nearly $200 million in deposits to Home Savings Bank's operations.

United Community Financial Corp's leadership team is comprised of experienced professionals with a deep understanding of the banking industry. The company's CEO, Gary Small, has been with the company since 2001 and has played a key role in its growth and success.

Overall, United Community Financial Corp is a well-respected community bank with a strong track record of serving its customers and generating shareholder value. Its commitment to local communities and customer service has made it a trusted partner for individuals and businesses in Ohio and western Pennsylvania.


   Company Address: 275 West Federal Street Youngstown 44503 OH
   Company Phone Number: 742-0500   Stock Exchange / Ticker: NASDAQ UCFC


   

Stock Performances by Major Competitors

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Fundamental Analysis

Valuation Current
Price to Earnings PE Ratio (TTM) -
Price to Earnings PE Ratio (Expected) -
Price to Sales (TTM) -
Price to Sales (Expected) -
Price to Book -
PEG (TTM) -

Financial Strength Current
Quick Ratio 0.16
Working Capital Ratio 1.11
Leverage Ratio (MRQ) 7.89
Total Debt to Equity 1.29
Interest Coverage (TTM) 2.72
Debt Coverage (TTM) 0.18

Per Share Current
Earnings (TTM) 0.81 $
Revenues (TTM) 2.36 $
Cash Flow (TTM) 0.14 $
Cash 8.71 $
Book Value 6.79 $
Dividend (TTM) 0.29 $

Efficiency Current
Revenue per Employee (TTM) 265,797
Net Income per Employee (TTM) 91,584
Receivable Turnover Ratio (TTM) -
Inventory Turnover Ratio (TTM) -
Asset Turnover Ratio (TTM) 0.04

Profitability Ratios Current
Gross Margin (MRQ) 62.28 %
Operating Margin (MRQ) 82.49 %
Net Margin (MRQ) 37.65 %
Net Cash Flow Margin (MRQ) 23.02 %
Effective Tax Rate (TTM) 18.21 %

Management Effectiveness Current
Return On Assets (TTM) 1.37 %
Return On Investment (TTM) 7.67 %
Return On Equity (TTM) 12.36 %
Dividend Yield -
Pay out Ratio (TTM) 35.8 %






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