Return On Equity	(Dec 31 2025) 2025	(Dec 31 2024) 2024	(Dec 31 2023) 2023	(Dec 31 2022) 2022	(Dec 31 2021) 2021
Y / Y Equity Change	19.63 %	0.4 %	38.36 %	-38.13 %	34.94 %
Y / Y Net Income Change	18.8 %	-7.98 %	-17.6 %	16.88 %	23.8 %
Return On Equity	11.24 %	11.32 %	12.35 %	20.73 %	10.97 %

FMNB all Ratios >> Back to FMNB Management Effectiveness >> See Quarterly FMNB Return On Equity

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Roe Comment

In (Dec 31 2025) ROE detoriated to 11.24 %, despite net income growth.

Financial Statements
Farmers National Banc's Equity	$ 486 Millions	Annual FMNB's Balance sheet
Farmers National Banc's Annual Income	$ 55 Millions	Annual FMNB's Income Statement
Where are FMNB's Income coming from?		Visit FMNB's Income by Segment

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