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Zions Bancorporation National Association (NASDAQ: ZION) |
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Price: $68.3700
$-1.00 
-1.442%
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| Day's High:
| $69.36000061035156
| Week Perf:
| 3.03 %
|
| Day's Low: |
$ 68.29 |
30 Day Perf: |
-2.77 % |
| Volume (M): |
1,570,152 |
52 Wk High: |
$ 73.34 |
| Volume (M$): |
$ 0 |
52 Wk Avg: |
$60.80 |
| Open: |
$68.76 |
52 Wk Low: |
$46.19 |
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| Market Capitalization (Millions $) |
9,996 |
| Shares
Outstanding (Millions) |
146 |
| Employees |
9,195 |
| Revenues (TTM) (Millions $) |
2,735 |
| Net Income (TTM) (Millions $) |
1,165 |
| Cash Flow (TTM) (Millions $) |
-119 |
| Capital Exp. (TTM) (Millions $) |
121 |
Business Description
Zions Bancorporation National Association: Comprehensive Overview
Corporate Structure and History
Zions Bancorporation National Association, established in 1955, is a financial holding company based in Utah and operates under the Bank Holding Company Act of 1956. The organization has grown significantly since its inception and now holds a diversified portfolio of banking and financial services.
As of the latest update, Zions Bancorporation comprises six distinct commercial banks. Each operates under its own name and autonomous management, catering to the financial needs of clients across eight western states in the United States, including Utah, Idaho, California, Nevada, Arizona, Colorado, and Washington. The banks network encompasses 413 branches, reflecting its substantial geographical presence and commitment to community banking.
Banking and Financial Services
Zions Bancorporation is dedicated to community-centric banking, emphasizing retail operations, small to medium-sized business lending, residential mortgages, and investment activities. Its expansive suite of services includes:
- Commercial Banking Services: Offering a variety of loans, lease financing, cash management, lockbox services, customized draft processing, and other specialized financial solutions aimed at commercial customers.
- Personal Banking Services: Providing a wide range of products including checking and savings accounts, credit cards, personal loans (including student and installment loans), home equity lines of credit, and trust services.
- Mortgage Services: Zions features a robust mortgage lending portfolio that includes both residential and commercial mortgages, supported by its expertise in the secondary mortgage market.
- SBA Lending: The corporation is recognized as a leading provider of U.S. Small Business Administration (SBA) lending, particularly in SBA 7(a) loans for small businesses and SBA 504 loans, which help businesses acquire fixed assets.
Specialized Business Lines
In addition to core banking services, Zions Bancorporation has carved out specialized focus areas:
- Capital Markets and Public Finance: The company operates in municipal finance advisory and underwriting, supporting government entities and agencies in their financing needs.
- Agricultural Financing: Through its equity interest in the Federal Agricultural Mortgage Corporation (Farmer Mac), Zions is a dominant player in the agricultural real estate mortgage sector, along with secondary market origination for agricultural loans.
- Venture Capital: Zions controls four venture capital entities that provide early-stage capital primarily to startups within the Western U.S. fostering innovation and business growth in the region.
Competitive Landscape
Zions operates in a highly competitive financial services environment. It faces competition from a myriad of entities, such as:
- Other banks and financial institutions, including credit unions, thrifts, and non-bank lenders.
- Insurance companies, finance companies, mutual funds, and brokerage firms.
- Investment banks and a variety of advisory service providers.
Many of these competitors operate without the same regulatory constraints that Zions Bancorporation faces, posing additional challenges. The financial services landscape continues to evolve, resulting in increased competition and alternative service providers vying for customers attention across various financial products.
Strategic Focus
Zions Bancorporation remains committed to expanding its market presence while maintaining a strong focus on community-oriented banking services. The organization actively seeks opportunities for growth through both organic expansion and strategic acquisitions, continually adapting its offerings to meet the dynamic needs of its customers in a competitive marketplace.
With a robust infrastructure that supports a diverse range of banking and financial services, Zions Bancorporation is poised to continue playing a significant role in the western U.S. banking sector.
Company Address: One South Main Salt Lake City, 84133 UT
Company Phone Number: 844-7637 Stock Exchange / Ticker: NASDAQ ZION
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Customers Net Income fell by |
ZION's Customers Net Profit Margin fell to |
-21.7 % |
9.65 %
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| Stock Performances by Major Competitors |
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| Announcement
Published Wed, Oct 29 2025 5:08 PM UTC
Zions Bancorporation, N.A. (NASDAQ: ZION), is under scrutiny as investor rights law firm Johnson Fistel, PLLP, has initiated an investigation centering on possible violations of federal securities laws by the corporation and its leadership. The firm alleges that the bank may have made misleading statements or failed to disclose significant information to its shareholders, ra...
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| Announcement
Published Mon, Oct 20 2025 8:35 AM UTC
Recent developments surrounding Zions Bancorporation, N.A. and its performance in the stock market have generated considerable interest and concern among investors. The bank, traded under the NASDAQ ticker symbols ZION and ZIONP, is currently under scrutiny following an announcement by Rosen Law Firm, a global leader in investor rights litigation, of an investigation into po...
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| Business Update
Published Thu, Oct 3 2024 12:47 PM UTC
In the rapidly evolving landscape of financial services, digital transformation is not just a trend it s a necessity. Zions Bancorporation, a major player among regional banks in the western United States, exemplifies this shift through its impactful partnership with Snapdocs, a leading digital closing provider in the mortgage industry. This collaboration promises not only e...
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| Stocks on the Move
Published Thu, Aug 22 2024 6:48 PM UTC
Zions Bancorporation: Navigating Recent Analyst Insights and Dividend Changes Amidst Market Volatility In the financial ecosystem, the performance and valuation of companies are frequently influenced by analyst ratings, quarterly results, dividend declarations, and broader market sentiment. Recently, Zions Bancorporation National Association (NASDAQ: ZION) has been under s...
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| Personnel Announcements
Published Fri, Feb 23 2024 9:16 PM UTC
Leadership Changes Announced at Zions Bank: A Transformation for Future Success
SALT LAKE CITY, Feb. 23, 2024 - Zions Bancorporation (NASDAQ: ZION), a leading financial services company, is set to undergo significant leadership changes that mark a pivotal moment in the history of Zions Bank, the company s largest banking division, and its parent company.
Leading the ...
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Fundamental Analysis
| Per Share |
Current |
| Earnings (TTM) |
7.87 $ |
| Revenues (TTM) |
18.71 $
|
| Cash Flow (TTM) |
- |
| Cash |
9.86 $
|
| Book Value |
52.53 $
|
| Dividend (TTM) |
1.8 $ |
| Efficiency
|
Current |
| Revenue per Employee
(TTM) |
297,444 |
| Net
Income per Employee (TTM) |
126,699 |
| Receivable Turnover Ratio (TTM) |
- |
| Inventory Turnover Ratio (TTM) |
- |
| Asset Turnover Ratio (TTM) |
0.03 |
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| Per Share |
|
| Earnings (TTM) |
7.87 $
|
| Revenues (TTM) |
18.71 $ |
| Cash Flow (TTM) |
- |
| Cash |
9.86 $
|
| Book Value |
52.53 $ |
| Dividend (TTM) |
1.8 $ |
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|
| |
| Zions Bank |
|
 53.3 % |
of total Revenue |
| California Bank and Trust |
|
37.36 % |
of total Revenue |
| Amegy Corporation |
|
49.45 % |
of total Revenue |
| National Bank of Arizona |
|
13.19 % |
of total Revenue |
| Nevada State Bank |
|
14.29 % |
of total Revenue |
| Vectra Bank Colorado |
|
9.34 % |
of total Revenue |
| Products and Services, Commercial Account Fees |
|
53.3 % |
of total Revenue |
| Corporate Reconciling Items and Eliminations |
|
15.38 % |
of total Revenue |
| Products and Services, Card Fees |
|
38.46 % |
of total Revenue |
| Products and Services, Retail and Business Banking Fees |
|
21.98 % |
of total Revenue |
| Vectra |
|
4.95 % |
of total Revenue |
| Products and Services, Wealth Management Fees |
|
15.38 % |
of total Revenue |
| Products and Services, Other Customer-Related Fees |
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17.03 % |
of total Revenue |
| NSB Card fees |
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2.2 % |
of total Revenue |
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On January 3 2024 the Zions Bancorporation National Association provided following guidance
Zions Bancorporation, N.A. (NASDAQ: ZION) has announced the anticipated dates for its earnings releases in the fiscal fourth quarter of 2023 and the first, second, and third quarters of 2024. The company is scheduled to release its financial results at the following dates and times:
- Fourth Quarter 2023: The earnings release will take place on January 22, 2024, at 5:30 p.m. ET (3:30 p.m. MT).
- First Quarter 2024: The earnings release is expected to occur on April 22, 2024, at 5:30 p.m. ET (3:30 p.m. MT).
- Second Quarter 2024: The earnings release is slated for July 22, 2024, at a time yet to be determined.
- Third Quarter 2024: The earnings release will be announced on October ...
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0.73% 