Credit Acceptance Quick Ratio (CACC) starting from the second quarter 2026 to second quarter 2025, Financial Strength Trends, Rankings, Financial Ratios - CSIMarket
CSIMarket
 


Credit Acceptance Corp  (NASDAQ: CACC)

Credit Acceptance's Quick Ratio

CACC's quarterly Quick Ratio and Cash & cash equivalent, Current Liabilities growth


Credit Acceptance's Cash & cash equivalent grew by 359.14 % in the Q2 2026 sequentially, while Current Liabilities decreased, this led to improvement in Credit Acceptance's Quick Ratio to 0.3, above Credit Acceptance Corp average Quick Ratio.

Within Consumer Financial Services industry 19 other companies have achieved higher Quick Ratio than Credit Acceptance in second quarter 2026. While Quick Ratio total ranking has improved so far during the Q2 2026 to 2882, from total ranking in the first quarter 2026 at 3411.

Explain Quick Ratio?
How much Cash & cash equivalents CACC´s has?
What are CACC´s Current Liabilities?




CACC Quick Ratio (Jun 30 2026)
Q2
(Mar 31 2026)
Q1
(Dec 31 2025)
Q4
(Sep 30 2025)
Q3
(Jun 30 2025)
Q2
Y / Y Current Liabilities Change 1.45 % -20.29 % -7.58 % 8.28 % 14 %
Y / Y Cash & cash equivalent Change 68.57 % -95.14 % -93.37 % -90.04 % 743.37 %
Quick Ratio MRQ 0.3 0.06 0.06 0.04 0.18
CACC's Total Ranking # 2882 # 3411 # 1254 # 686 # 1884
Seq. Current Liabilities Change -4.09 % 3.77 % 1.37 % 0.56 % -24.64 %
Seq. Cash & cash equivalent Change 359.14 % 12.72 % 43.4 % -77.29 % -86.76 %



Quick Ratio second quarter 2026 Company Ranking
Within: No.
Consumer Financial Services Industry # 20
Financial Sector # 579
Overall Market # 2882


Quick Ratio Statistics
High Average Low
1.69 0.22 0.01
(Jun 30 2021)   (Jun 30 2015)




Financial Statements
Credit Acceptance's Current Liabilities $ 398 Millions Visit CACC's Balance sheet
Credit Acceptance's Cash & cash equivalent $ 118 Millions Visit CACC's Balance sheet
Source of CACC's Sales Visit CACC's Sales by Geography


Cumulative Credit Acceptance's Quick Ratio

CACC's Quick Ratio for the trailling 12 Months

CACC Quick Ratio

(Jun 30 2026)
12 Months
(Mar 31 2026)
12 Months
(Dec 31 2025)
12 Months
(Sep 30 2025)
12 Months
(Jun 30 2025)
12 Months
Y / Y Current Liabilities TTM Growth -6 % -3.61 % 9.93 % 16.02 % 19.66 %
Y / Y Cash & cash equivalent TTM Growth -83.45 % -87.08 % 22.57 % 405.49 % 3240 %
Quick Ratio TTM 0.11 0.08 0.37 0.55 0.64
Total Ranking TTM # 4154 # 4117 # 0 # 0 # 0
Seq. Current Liabilities TTM Growth 0.36 % -6.19 % -1.88 % 1.76 % 2.9 %
Seq. Cash & cash equivalent TTM Growth 35.71 % -78.92 % -33.48 % -13.05 % 5.93 %


  News about Credit Acceptance Corp Quick Ratio

Credit Acceptance Announces Extension of $100.0 Million Asset-Backed Financing: A Path to Growth Tempered by Liquidity Concerns.


Southfield, Michigan, Feb. 16, 2024 - Credit Acceptance Corporation (Nasdaq: CACC) recently announced the extension of their $100.0 million asset-backed non-recourse secured financing, known as Term ABS 2021-1. This financing, which was initially set to cease revolving on December 16, 2024, will now continue until February 17, 2026.
One of the positive highlights for Credit Acceptance is the significant growth in their cash and cash equivalent by 325.81% in the fourth quarter of 2023. This growth outpaced the increase in current liabilities, resulting in an improved Quick Ratio of 0.03. While this indicates the company s ability to cover their short-term obligations, a closer look at the trailing twelve months basis shows that despite the growth in current liabilities to $399.8 million in the fourth quarter of 2023, the cumulative Quick Ratio remained unchanged at 0.02. This figure falls below Credit Acceptance Corp s average Quick Ratio for the trailing twelve months.


On the trailing twelve months basis CACC Cash & cash equivalent soared by 68.57 % in Q2 2026 year on year, faster than Current Liabilities, this led to increase in in Credit Acceptance's Quick Ratio to 0.11, Quick Ratio remained below CACC average.
Quick Ratio is the average cumulative value over the last four quarters.

Among companies operating within Consumer Financial Services industry 28 other companies have achieved higher Quick Ratio than Credit Acceptance. While Quick Ratio total ranking has deteriorated compared to the previous twelve months ending in the first quarter 2026 from 4117 to 4154.

Explain Quick Ratio?
How much Cash & cash equivalents CACC´s has?
What are CACC´s Current Liabilities?

TTM Quick Ratio Company Ranking
Within: No.
Within the Consumer Financial Services Industry # 29
Financial Sector # 682
Within the Market # 4154


trailing twelve months Quick Ratio Statistics
High Average Low
0.74 0.25 0.04
(Dec 31 2021)  




Companies with similar Quick Ratio in the quarter ending Jun 30 2026, within Consumer Financial Services Industry Quick RatioJun 30 2026 MRQ Cash & cash equivalentJun 30 2026 MRQ Current Liabilities
Pra Group Inc  0.76 $ 132.431  Millions$ 173.518  Millions
Rocket Companies Inc   0.74 $ 3,103.000  Millions$ 4,167.000  Millions
Uwm Holdings Corporation  0.66 $ 600.226  Millions$ 915.563  Millions
Finance Of America Companies Inc   0.57 $ 85.278  Millions$ 149.196  Millions
Lesaka Technologies Inc   0.48 $ 81.538  Millions$ 168.662  Millions
Euronet Worldwide Inc   0.47 $ 1,233.500  Millions$ 2,618.200  Millions
Moody s Corporation  0.45 $ 1,511.000  Millions$ 3,345.000  Millions
Credit Acceptance Corp  0.30 $ 118.000  Millions$ 398.300  Millions
Enova International Inc   0.26 $ 122.226  Millions$ 478.082  Millions
Deere John Capital Corp  0.23 $ 1,987.000  Millions$ 8,592.000  Millions
Regional Management Corp   0.22 $ 6.799  Millions$ 31.109  Millions
World Acceptance Corporation  0.16 $ 10.420  Millions$ 65.766  Millions
Onity Group Inc   0.09 $ 196.600  Millions$ 2,141.600  Millions
Pennymac Financial Services inc   0.08 $ 762.597  Millions$ 10,122.605  Millions
Equifax Inc  0.06 $ 170.100  Millions$ 2,625.500  Millions
Usio Inc   0.06 $ 6.386  Millions$ 101.474  Millions

Date modified: 2026-09-12T06:11:44+00:00



Help

About us

Products

Data downloads

API

CSIMarket Company, Sector, Industry, Market Analysis, Stock Quotes, Earnings, Economy, News and Research.

Intraday data delayed per exchange requirements. All quotes are in local exchange time. Intraday data delayed 15 minutes for Nasdaq, and other exchanges. Fundamental and financial data for Stocks, Sector, Industry, and Economic Indicators provided by CSIMarket.com

Disclaimer: Information provided by CSIMarket.com is for informational purposes only and does not constitute investment advice, recommendation, or solicitation to buy or sell any security.

© 2026 CSIMarket.com — Proprietary financial dataset. All rights reserved. Redistribution or automated extraction prohibited.