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Price: $404.3900
$4.37 
1.092%
|
| Day's High:
| $413.0249938964844
| Week Perf:
| -0.52 %
|
| Day's Low: |
$ 401.78 |
30 Day Perf: |
8.47 % |
| Volume (M): |
225,188 |
52 Wk High: |
$ 428.88 |
| Volume (M$): |
$ 0 |
52 Wk Avg: |
$279.20 |
| Open: |
$402.84 |
52 Wk Low: |
$163.11 |
|
|
| Market Capitalization (Millions $) |
48,790 |
| Shares
Outstanding (Millions) |
121 |
| Employees |
67,060 |
| Revenues (TTM) (Millions $) |
137,200 |
| Net Income (TTM) (Millions $) |
1,145 |
| Cash Flow (TTM) (Millions $) |
701 |
| Capital Exp. (TTM) (Millions $) |
572 |
Business Description
Company Profile: Humana Inc.
Overview:
Humana Inc. is one of the largest publicly traded health benefits companies in the United States, specializing in providing coordinated health insurance coverage and related services. The company offers a range of traditional and online health plans tailored for employer groups, government-sponsored programs, and individual members.
Provider Network:
Humana has established a robust network, maintaining approximately 463,300 contracts with diverse healthcare providers, including physicians, hospitals, dentists, and other healthcare professionals. A significant portion, about 70%, of the company’s premiums and administrative service fees is derived from members located in key states such as Florida, Illinois, Texas, Kentucky, and Ohio. Approximately 42% of total premiums and fees stem from contracts with the federal government. Notably, under two contracts with the Department of Defense, Humana provides health insurance to TRICARE members, contributing to around 20% of the companys total premiums and administrative services fees.
Business Segments:
Humana Inc. operates through two primary segments:
1. Commercial Segment:
- This segment serves members enrolled in products marketed to employer groups and individuals, encompassing three main lines of business:
- Fully insured medical plans
- Administrative Services Only (ASO)
- Specialty products
2. Government Segment:
- This segment includes members in government-sponsored programs, with three key lines of business:
- Medicare Advantage (Medicare+Choice)
- Medicaid
- TRICARE
Membership Structure:
Individuals typically become members of Humana’s commercial Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs) through their employers or groups. These groups often provide a selection of health insurance products, contributing to the premium costs and managing payroll deductions for employees. Humana aims to establish a strong partnership with employers to become their exclusive provider of health insurance benefits, offering a variety of HMO, PPO, and specialty insurance products designed to deliver cost-effective, quality healthcare coverage.
Competitive Landscape:
The health benefits industry is characterized by fierce competition. Contracts for commercial products are generally subject to annual bidding or renewal cycles. Humana faces competition from various managed care organizations, national insurance companies, and HMOs and PPOs, including those affiliated with Blue Cross/Blue Shield. Notably, several competitors have larger memberships and more substantial financial resources. Humanas ability to attract and retain customers is influenced by several factors, including:
- Comprehensive benefits
- Competitive pricing
- Contract terms
- Quality and number of participating providers
- Utilization reviews and claims processing
- Administrative efficiency
- Relationships with agents
- Customer service quality
- Accreditation results
Conclusion:
Humana Inc. continues to play a pivotal role in the U.S. healthcare sector by providing a wide array of health insurance options tailored to meet the diverse needs of its members, all while navigating a highly competitive landscape. The companys commitment to quality and affordability remains central to its mission of enhancing the health and well-being of its members.
Company Address: 101 East Main Street Zagreb 40202 City of Zagreb
Company Phone Number: 580-1000 Stock Exchange / Ticker: NYSE HUM
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Customers Net Income grew by |
HUM's Customers Net Profit Margin grew to |
38.26 % |
13.45 %
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| Stock Performances by Major Competitors |
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| Business Update
Published Thu, May 22 2025 8:06 PM UTC
In recent times, Humana Inc. has demonstrated its unwavering commitment to corporate social responsibility and community support, particularly in moments of crisis and need. This commitment is evident through the philanthropic endeavors of the Humana Foundation, the company s charitable arm, and through the recognition Humana has received as a leader in corporate care. From ...
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| Dividend
Published Thu, Apr 17 2025 12:57 PM UTC
Louisville, Ky. - Humana Inc. (NYSE: HUM), a forefront player in the health insurance sector, today announced a momentous decision in its financial strategy: its Board of Directors has declared a cash dividend of $0.885 per share. This dividend is set to be payable on July 25, 2025, to shareholders who are on record as of the close of business on June 27, 2025. This move is ...
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| Business Update
Published Mon, Feb 24 2025 8:15 PM UTC
In recent weeks, Eastern Kentucky has become a focal point for both tragedy and resilience as the region grapples with the aftermath of catastrophic flooding. In response to this natural disaster, Humana Foundation, the charitable wing of Humana Inc. stepped forward with a donation of $250,000 aimed at supporting recovery efforts for the communities hit hardest by the floods...
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| Business Update
Published Wed, Oct 16 2024 3:47 PM UTC
Empowering Communities: Humana Foundation Invests $15.2 Million to Enhance Emotional Health and Nutrition In an inspiring commitment towards fostering health equity, the Humana Foundation, known as the philanthropic arm of Humana Inc. (NYSE: HUM), is set to roll out grants totaling an impressive $15.2 million for 2024. With a steadfast focus on empowering communities, partic...
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| Business Update
Published Thu, Aug 22 2024 3:47 PM UTC
In a year marked by diverse challenges and evolving corporate ethics, Humana Inc. has captured attention by securing its place on PEOPLE magazine s prestigious 100 Companies That Care list for 2024, ranking 46th. This recognition highlights the company s efforts in prioritizing customer satisfaction, employee empowerment, and broader social responsibilities. The annual list,...
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Fundamental Analysis
| Per Share |
Current |
| Earnings (TTM) |
9.37 $ |
| Revenues (TTM) |
1137.16 $
|
| Cash Flow (TTM) |
5.81 $ |
| Cash |
182.05 $
|
| Book Value |
154.54 $
|
| Dividend (TTM) |
3.52 $ |
| Efficiency
|
Current |
| Revenue per Employee
(TTM) |
2,045,929 |
| Net
Income per Employee (TTM) |
17,074 |
| Receivable Turnover Ratio (TTM) |
35.01 |
| Inventory Turnover Ratio (TTM) |
- |
| Asset Turnover Ratio (TTM) |
2.66 |
|
|
| Per Share |
|
| Earnings (TTM) |
9.37 $
|
| Revenues (TTM) |
1137.16 $ |
| Cash Flow (TTM) |
5.81 $ |
| Cash |
182.05 $
|
| Book Value |
154.54 $ |
| Dividend (TTM) |
3.52 $ |
|
|
| |
| External |
|
 99.34 % |
of total Revenue |
| Service |
|
8.72 % |
of total Revenue |
| Insurance |
|
194.71 % |
of total Revenue |
| CenterWell |
|
32.51 % |
of total Revenue |
| External Revenues Insurance |
|
95.73 % |
of total Revenue |
| External Revenues CenterWell |
|
3.6 % |
of total Revenue |
| Service Insurance |
|
0.62 % |
of total Revenue |
| Service CenterWell |
|
3.6 % |
of total Revenue |
| Eliminations Corporate |
|
-11.38 % |
of total Revenue |
| Eliminations Corporate Insurance |
|
0 % |
of total Revenue |
| Eliminations Corporate CenterWell |
|
11.78 % |
of total Revenue |
| Eliminations Corporate External |
|
0.01 % |
of total Revenue |
| Eliminations Corporate Service |
|
0.01 % |
of total Revenue |
| InterEliminations |
|
-11.79 % |
of total Revenue |
| Product |
|
193.06 % |
of total Revenue |
| External Revenues |
|
201.78 % |
of total Revenue |
| Intersegment Eliminations |
|
-24.93 % |
of total Revenue |
| Corporate and Eliminations |
|
-24.15 % |
of total Revenue |
| |
On February 11 2025 the Humana Inc provided following guidance
nnHumana Inc. Financial Results for Fourth Quarter 2024 and Full Year 2025 Guidancenn
nnLOUISVILLE, Ky.nn – Humana Inc. (NYSE: HUM) has officially released its financial results for the fourth quarter of 2024 as well as a comprehensive overview of its performance for the entire fiscal year. The company compared its outcomes for the quarter and the fiscal year ended December 31, 2024, with those from the same periods in 2023.
While the detailed financial figures and comparisons are presented in accompanying tables, key metrics regarding consolidated pretax results and earnings per share (EPS) are noteworthy. Specifically, the company reported its consolidated income (or loss) before taxes,...
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1.6%