United Financial Bancorp Inc's Customers Performance

We operate in primarily suburban market areas throughout Connecticut and Massachusetts that have a stable population and household base. Currently, we maintain over 50 retail banking branches covering markets throughout Connecticut and Massachusetts, providing customers access to full-service banking opportunities including retail banking, consumer and commercial lending, private banking and financial advisory services.
Our retail banking and lending offices are located in Connecticut throughout Hartford, New Haven, New London and Tolland Counties and in Massachusetts in West Springfield, Greater Springfield and Worcester regions. In addition, we maintain a limited service commercial loan production office and a mortgage loan origination office in New Haven County, now supported by two retail branches in Hamden and North Haven. Our market area in Connecticut is located in the north central part of the state including, in part, the eastern and western parts of the greater Hartford metropolitan area and the central part of New Haven County. Our market area in Massachusetts covers a wide geography in the western, eastern and central parts of the state.

Our Corporate Headquarters is located in Glastonbury, Connecticut, a suburb of Hartford. Our Connecticut and Massachusetts markets have a mix of industry groups and employment sectors, including services, wholesale/retail trade, construction and manufacturing as the basis of the local economy. The Company’s primary deposit gathering area consists of the communities and surrounding towns that are served by its branch network. Our primary lending area is much broader than our primary deposit gathering area and includes the entire state of Connecticut as well as central, western and eastern Massachusetts and to a lesser extent, other states outside our footprint, although most of the Company’s loans are made to borrowers in its primary deposit gathering area. In addition to our primary lending areas we have expanded lending activities to include an out-of-state regional commercial real estate lending program as well as mortgage banking and commercial banking loan production offices in Norfolk and Barnstable Counties Massachusetts and Fairfield and Litchfield Counties, Connecticut.
Lending Activities