Merchants Bancshares Inc's Customers Performance

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MBVT's Source of Revenues		During the corresponding time, Merchants Bancshares Inc recorded a revenue increase by 3.33 % year on year, sequentially revenue fell by -6.34 %. While revenue at the Merchants Bancshares Inc's corporate clients • List of MBVT Customers

for the same period Merchants Bancshares Inc recorded revenue increase by 3.33 % year on year, sequentially revenue fell by -6.34 %.

• List of MBVT Customers

Merchants Bancshares Inc's Business Units

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Merchants Bancshares Inc's Comment on Sales, Marketing and Customers

We believe the growth in average loans and deposits between 2006 and 2015 contributed to Merchants Bank remaining the largest Vermont-based independent bank. Customers have cited the local management and decision-making as important considerations when choosing our bank. This structure allows Merchants Bank to enter the market with a premier service offering to our customers. Our approach for deposit and loan growth is the interest rate paid, related fees, access to services through convenient delivery channels, and development of relationships. Customer behavior necessitates increased technology in delivery channels for banking services which operate without the traditional costs of a local retail infrastructure; this has compelled Merchants Bank to compete in mobile and online technologies.