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International Bancshares Corporation  (NASDAQ: IBOC)
    Sector  Financial    Industry Regional Banks
   Industry Regional Banks
   Sector  Financial
 
Price: $71.3600 $-0.55 -0.765%
Day's High: $71.86000061035156 Week Perf: 2.47 %
Day's Low: $ 71.18 30 Day Perf: -2.98 %
Volume (M): 349,690 52 Wk High: $ 78.46
Volume (M$): $ 0 52 Wk Avg: $70.66
Open: $71.59 52 Wk Low: $63.20



 Market Capitalization (Millions $) 4,443
 Shares Outstanding (Millions) 62
 Employees 4,260
 Revenues (TTM) (Millions $) 838
 Net Income (TTM) (Millions $) 413
 Cash Flow (TTM) (Millions $) -146
 Capital Exp. (TTM) (Millions $) 17

Business Description


The Company is a financial holding company with its principal corporate offices in Laredo, Texas. Four bank subsidiaries provide commercial and retail banking services through main banking and branch facilities located in communities in South, Central and Southeast Texas and the State of Oklahoma. The Company was originally incorporated under the General Corporation Law of the State of Delaware in 1979. Effective June 7, 1995, the Company’s state of incorporation was changed from Delaware to Texas. The Company was organized for the purpose of operating as a bank holding company within the meaning of the Bank Holding Company Act of 1956, as amended (the “BHCA”), and as such, is subject to supervision and regulation by the Board of Governors of the Federal Reserve System (the “FRB”). As a registered bank holding company, the Company may own one or more banks and may engage directly, or through subsidiary corporations, in those activities closely related to banking which are specifically permitted under the BHCA and by the FRB.


   Company Address: 1200 San Bernardo Avenue Laredo 78042 TX
   Company Phone Number: 722-7611   Stock Exchange / Ticker: NASDAQ IBOC


Customers Net Income grew by IBOC's Customers Net Profit Margin grew to

13.35 %

20.52 %

• Customers Performance • Customers Expend. • Customers Efficiency • List of Customers


   

Stock Performances by Major Competitors

5 Days Decrease / Increase
     
SSB        1.65% 
STBA        0.95% 
AFL   -0.6%    
AIG   -2.2%    
BRKA        0.15% 
L   -0.04%    
• View Complete Report
   





Fundamental Analysis

Valuation Current
Price to Earnings PE Ratio (TTM) 10.75
Price to Earnings PE Ratio (Expected) -
Price to Sales (TTM) 5.30
Price to Sales (Expected) -
Price to Book 1.32
PEG (TTM) 37.06

Financial Strength Current
Quick Ratio 17.77
Working Capital Ratio 18.41
Leverage Ratio (MRQ) 4.04
Total Debt to Equity 0.21
Interest Coverage (TTM) 4.52
Debt Coverage (TTM) 0.97

Per Share Current
Earnings (TTM) 6.64 $
Revenues (TTM) 13.45 $
Cash Flow (TTM) -
Cash 174.64 $
Book Value 54.21 $
Dividend (TTM) 1.43 $

Efficiency Current
Revenue per Employee (TTM) 196,614
Net Income per Employee (TTM) 97,009
Receivable Turnover Ratio (TTM) -
Inventory Turnover Ratio (TTM) -
Asset Turnover Ratio (TTM) 0.05

Profitability Ratios Current
Gross Margin (MRQ) 0 %
Operating Margin (MRQ) 0 %
Net Margin (MRQ) 47.03 %
Net Cash Flow Margin (MRQ) 0 %
Effective Tax Rate (TTM) 21.1 %

Management Effectiveness Current
Return On Assets (TTM) 2.42 %
Return On Investment (TTM) 6.12 %
Return On Equity (TTM) 12.67 %
Dividend Yield 2 %
Pay out Ratio (TTM) 21.54 %



International Bancshares's Segments
Service Charges on Deposit Accounts    18.62 % of total Revenue
Other Service Charges Commissions and Fees Banking    14.23 % of total Revenue
Other Service Charges Commissions and Fees Nonbanking    2.36 % of total Revenue





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