Return On Equity	(Dec 31 2019) 2019	(Dec 31 2018) 2018	(Dec 31 2017) 2017	(Dec 31 2016) 2016	(Dec 31 2015) 2015
Y / Y Equity Change	15.75 %	6.02 %	7.08 %	6.44 %	5.13 %
Y / Y Net Income Change	13.84 %	22.05 %	-5.61 %	19.57 %	16.18 %
Return On Equity	10.48 %	10.65 %	9.25 %	10.5 %	9.35 %

SGB all Ratios >> Back to SGB Management Effectiveness >> See Quarterly SGB Return On Equity

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Roe Comment

In (Dec 31 2019) ROE detoriated to 10.48 %, despite net income growth.

Financial Statements
Southwest Georgia Financial's Equity	$ 50 Millions	Annual SGB's Balance sheet
Southwest Georgia Financial's Annual Income	$ 5 Millions	Annual SGB's Income Statement
Where are SGB's Income coming from?		Visit SGB's Income by Segment

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