Return On Equity	(Dec 31 2015) 2015	(Dec 31 2014) 2014	(Dec 31 2013) 2013	(Dec 31 2012) 2012	(Dec 31 2009) 2011
Y / Y Equity Change	9.42 %	18.03 %	-3.1 %	35.84 %	-
Y / Y Net Income Change	16.61 %	1.75 %	13.24 %	-	-
Return On Equity	11.41 %	10.71 %	12.42 %	10.63 %	-

SBFC all Ratios >> Back to SBFC Management Effectiveness >> See Quarterly SBFC Return On Equity

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Roe Comment

In (Dec 31 2015) ROE improved to 11.41 % compare to previous year, due to net income growth.

Financial Statements
Southeastern Bank Financial's Equity	$ 170 Millions	Annual SBFC's Balance sheet
Southeastern Bank Financial's Annual Income	$ 19 Millions	Annual SBFC's Income Statement
Where are SBFC's Income coming from?		Visit SBFC's Income by Segment

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