Return On Equity	(Dec 31 2025) 2025	(Jun 30 2024) 2024	(Jun 30 2023) 2023	(Jun 30 2022) 2022	(Jun 30 2021) 2021
Y / Y Equity Change	9.22 %	11.18 %	9.92 %	2.02 %	6.19 %
Y / Y Net Income Change	32.94 %	-30.47 %	113.52 %	854.41 %	-79.28 %
Return On Equity	6.26 %	5.15 %	8.23 %	4.24 %	0.45 %

PBFS all Ratios >> Back to PBFS Management Effectiveness >> See Quarterly PBFS Return On Equity

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Roe Comment

In (Dec 31 2025) ROE improved to 6.26 % compare to previous year, due to net income growth.

Financial Statements
Pioneer Bancorp Inc 's Equity	$ 324 Millions	Annual PBFS's Balance sheet
Pioneer Bancorp Inc 's Annual Income	$ 20 Millions	Annual PBFS's Income Statement
Where are PBFS's Income coming from?		Visit PBFS's Income by Segment

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