Return On Equity	(Dec 31 2025) 2025	(Dec 31 2024) 2024	(Dec 31 2023) 2023	(Dec 31 2022) 2022	(Dec 31 2021) 2021
Y / Y Equity Change	48.05 %	19.37 %	30.99 %	10.09 %	-55.47 %
Y / Y Net Income Change	45.61 %	91.37 %	-	-	-
Return On Equity	25.36 %	25.79 %	16.09 %	-	-

NU all Ratios >> Back to NU Management Effectiveness >> See Quarterly NU Return On Equity

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Roe Comment

In (Dec 31 2025) ROE detoriated to 25.36 %, despite net income growth.

Financial Statements
Nu Holdings Ltd 's Equity	$ 11,322 Millions	Annual NU's Balance sheet
Nu Holdings Ltd 's Annual Income	$ 2,872 Millions	Annual NU's Income Statement
Where are NU's Income coming from?		Visit NU's Income by Segment

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