Return On Equity	(Dec 31 2025) 2025	(Dec 31 2024) 2024	(Dec 31 2023) 2023	(Dec 31 2022) 2022	(Dec 31 2021) 2021
Y / Y Equity Change	12.64 %	4.24 %	13.28 %	4.79 %	9.32 %
Y / Y Net Income Change	5.82 %	0.16 %	17.61 %	13.2 %	12.94 %
Return On Equity	14.5 %	15.44 %	16.06 %	15.47 %	14.32 %

FMCB all Ratios >> Back to FMCB Management Effectiveness >> See Quarterly FMCB Return On Equity

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Roe Comment

In (Dec 31 2025) ROE detoriated to 14.5 %, despite net income growth.

Financial Statements
Farmers And Merchants Bancorp's Equity	$ 646 Millions	Annual FMCB's Balance sheet
Farmers And Merchants Bancorp's Annual Income	$ 94 Millions	Annual FMCB's Income Statement
Where are FMCB's Income coming from?		Visit FMCB's Income by Segment

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