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Penns Woods Bancorp inc  (NASDAQ: PWOD)
    Sector  Financial    Industry Regional Banks
   Industry Regional Banks
   Sector  Financial
 
Price: $30.0000 $-0.50 -1.639%
Day's High: $30.85 Week Perf: -5.36 %
Day's Low: $ 29.91 30 Day Perf: 1.18 %
Volume (M): 114,200 52 Wk High: $ 0.00
Volume (M$): $ 3,426 52 Wk Avg: $0.00
Open: $30.85 52 Wk Low: $0.00



 Market Capitalization (Millions $) 232
 Shares Outstanding (Millions) 8
 Employees 242
 Revenues (TTM) (Millions $) 74
 Net Income (TTM) (Millions $) 21
 Cash Flow (TTM) (Millions $) 5
 Capital Exp. (TTM) (Millions $) 1

Business Description


On January 7, 1983, Penns Woods Bancorp, Inc. was incorporated under the laws of the Commonwealth of Pennsylvania as a bank holding company. In connection with the organization of the Company, Jersey Shore State Bank ("JSSB"), a Pennsylvania state-chartered bank, became a wholly owned subsidiary of the Company. On June 1, 2013 the Company acquired Luzerne Bank ("Luzerne") with Luzerne operating as a subsidiary of the Company (JSSB and Luzerne are collectively referred to as the "Banks"). The Company’s two other wholly-owned subsidiaries are Woods Real Estate Development Company, Inc. and Woods Investment Company, Inc. The Company’s business has consisted primarily of managing and supervising the Banks, and its principal source of income has been dividends paid by the Banks and Woods Investment Company, Inc.

The Banks are engaged in commercial and retail banking which includes the acceptance of time, savings, and demand deposits, the funding of commercial, consumer, and mortgage loans, and safe deposit services. Utilizing a branch office network, ATMs, Internet, and telephone banking delivery channels, the Banks deliver their products and services to the communities they reside in.

In October 2000, JSSB acquired The M Group, Inc. D/B/A The Comprehensive Financial Group (“The M Group”). The M Group, which operates as a subsidiary of JSSB, offers insurance and securities brokerage services. Securities are offered by The M Group through Voya Financial a registered broker-dealer.

Neither the Company nor the Banks anticipate that compliance with environmental laws and regulations will have any material effect on capital expenditures, earnings, or their competitive position. The Banks are not dependent on a single customer or a few customers, the loss of whom would have a material effect on the business of the Banks.

Woods Investment Company, Inc., a Delaware holding company, maintains an investment portfolio that is managed for total return and to fund dividend payments to the Company.

Woods Real Estate Development Company, Inc. serves the Company through its acquisition and ownership of certain properties utilized by the Bank.



   Company Address: 300 Market Street, P.O. Box 967 Williamsport 17703 PA
   Company Phone Number: 322-1111   Stock Exchange / Ticker: NASDAQ PWOD


Customers Net Income fell by PWOD's Customers Net Profit Margin fell to

-36.29 %

10.95 %

• Customers Performance • Customers Expend. • Customers Efficiency • List of Customers


   

Stock Performances by Major Competitors

5 Days Decrease / Increase
     
BK        0.82% 
BPOP   -4.69%    
CFG   -2.15%    
FITB   -1.47%    
MTB   -0.72%    
NTRS        0.57% 
• View Complete Report
   



Dividend

Penns Woods Bancorp Reaffirms Shareholder Commitment with Consistent Q1 2025 Dividend,

Published Tue, Feb 25 2025 2:50 PM UTC

Penns Woods Bancorp, Inc.: A Commitment to Shareholder Value Continues with Q1 2025 Dividend Declarationby In the small city of Williamsport, Pennsylvania, a pivotal announcement has emanated from Penns Woods Bancorp, Inc. (NASDAQ: PWOD), underscoring the company s enduring commitment to its shareholders. On February 25, 2025, Richard A. Grafmyre CFP, the Chief Executive Off...

Dividend

Penns Woods Bancorp, Inc. Announces Quarterly Dividend

Published Tue, Nov 26 2024 6:03 PM UTC

Rising Fortunes: Penns Woods Bancorp Inc. Reaches New Heights with Strategic Dividend DeclarationIn a strategic move that underscores the company s robust financial health, Penns Woods Bancorp, Inc. (NASDAQ: PWOD) announced on November 26, 2024, a fourth-quarter cash dividend of $0.32 per share. This announcement, made by Chief Executive Officer Richard A. Grafmyre CFP, sig...

Dividend

Penns Woods Bancorp, Inc. Declares Robust Quarterly Dividend, Outperforms Peers in the Financial Sector

Published Tue, May 28 2024 6:14 PM UTC


Penns Woods Bancorp Announces Quarterly Dividend
WILLIAMSPORT, Pa., May 28, 2024 - Penns Woods Bancorp, Inc. (NASDAQ: PWOD) Chief Executive Officer Richard A. Grafmyre CFP has declared a cash dividend of $0.32 per share for the second quarter of 2024.
This announcement reflects the commitment of Penns Woods Bancorp, Inc. to its shareholders. The dividend payout ...

Product Service News

Penns Woods Bancorp, Inc. Announces Stock Repurchase Program and Overcomes Revenue Decl...

Published Tue, May 28 2024 3:27 PM UTC

In an official statement released on May 28, 2024, Richard A. Grafmyre, the CEO of Penns Woods Bancorp, Inc. (NASDAQ: PWOD), informed the public about the company s authorization to repurchase up to 5% of its outstanding shares. This strategic decision aims to provide long-term value to its shareholders. Additionally, despite a decrease in revenue for the first quarter of 20...

Dividend

Penns Woods Bancorp, Inc. Sets Sail to Reward Shareholders with Quarterly Dividend: What Does It Mean for the Company's Shares

Published Tue, Feb 27 2024 3:00 PM UTC

Penns Woods Bancorp, Inc. Announces Quarterly Dividend and Assessing Impact on Share Performance
In an exciting update, Penns Woods Bancorp, Inc. (NASDAQ:PWOD) has declared a cash dividend of $0.32 per share for the first quarter of 2024. Richard A. Grafmyre CFP, Chief Executive Officer of the company, made the announcement, signaling positive news for shareholders.
...




Fundamental Analysis

Valuation Current
Price to Earnings PE Ratio (TTM) 10.78
Price to Earnings PE Ratio (Expected) -
Price to Sales (TTM) 3.13
Price to Sales (Expected) -
Price to Book 1.09
PEG (TTM) 0.4

Financial Strength Current
Quick Ratio 0.1
Working Capital Ratio 0.11
Leverage Ratio (MRQ) 9.62
Total Debt to Equity 1.4
Interest Coverage (TTM) 1.61
Debt Coverage (TTM) 0.25

Per Share Current
Earnings (TTM) 2.78 $
Revenues (TTM) 9.57 $
Cash Flow (TTM) 0.63 $
Cash 22.74 $
Book Value 27.43 $
Dividend (TTM) 1.28 $

Efficiency Current
Revenue per Employee (TTM) 305,719
Net Income per Employee (TTM) 88,008
Receivable Turnover Ratio (TTM) -
Inventory Turnover Ratio (TTM) -
Asset Turnover Ratio (TTM) 0.03

Profitability Ratios Current
Gross Margin (MRQ) -
Operating Margin (MRQ) 41.9 %
Net Margin (MRQ) 33.99 %
Net Cash Flow Margin (MRQ) 39.09 %
Effective Tax Rate (TTM) 19.72 %

Management Effectiveness Current
Return On Assets (TTM) 0.96 %
Return On Investment (TTM) 1.19 %
Return On Equity (TTM) 10.41 %
Dividend Yield 4.27 %
Pay out Ratio (TTM) 45.99 %



Penns Woods Bancorp Inc's Segments





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