During the corresponding time, Hamilton Bancorp, Inc. saw a revenue deteriorated by -3.08 % year on year, sequentially revenue fell by -4.28 %. While revenue at the Hamilton Bancorp, Inc.'s corporate clients
Hamilton Bancorp's Comment on Sales, Marketing and Customers
We conduct our operations from our seven full-service banking offices in Maryland.
Our primary deposit market includes the areas surrounding our banking offices
in Cockeysville, Pasadena, Towson, Rosedale, Ellicott City and two locations in
Baltimore City. In May 2015, we closed our stand- alone branch office in the Towson
area of Baltimore County and relocated it within our administrative offices, also
located in the area of Towson. A branch presence at the administrative office
allows the lending area to better service their customers, as well as reduces
overhead costs without compromising our customers or our service in this area
of Baltimore County.
The Bank considers greater Maryland, southern Pennsylvania, Washington D.C., and
northern Virginia as its primary lending area for its various consumer, commercial
and mortgage lending services. It is the policy of the Bank to focus on lending
to customers within its primary lending area, and/or to collateralize secured
loans with real property located within the primary lending area. However, we
occasionally make loans secured by property located outside of our primary lending
market, especially to borrowers with whom we have an existing relationship or
who have a significant presence within our primary market. Our primary lending
market contains a diverse cross section of employment sectors, with a mix of services,
manufacturing, wholesale/retail trade, federal and local government, health care
facilities and finance related employment. The city of Baltimore is now considered
a major center for both the financial and health service industries.
Our branch network includes Baltimore City and the Maryland counties of Anne Arundel,
Howard, and Baltimore. In recent years Baltimore City and Baltimore County have
experienced relatively slow growth, while Anne Arundel County has grown at a faster
pace.
Hamilton Bancorp’s Comment on Sales, Marketing and Customers
We conduct our operations from our seven full-service banking offices in Maryland.
Our primary deposit market includes the areas surrounding our banking offices
in Cockeysville, Pasadena, Towson, Rosedale, Ellicott City and two locations in
Baltimore City. In May 2015, we closed our stand- alone branch office in the Towson
area of Baltimore County and relocated it within our administrative offices, also
located in the area of Towson. A branch presence at the administrative office
allows the lending area to better service their customers, as well as reduces
overhead costs without compromising our customers or our service in this area
of Baltimore County.
The Bank considers greater Maryland, southern Pennsylvania, Washington D.C., and
northern Virginia as its primary lending area for its various consumer, commercial
and mortgage lending services. It is the policy of the Bank to focus on lending
to customers within its primary lending area, and/or to collateralize secured
loans with real property located within the primary lending area. However, we
occasionally make loans secured by property located outside of our primary lending
market, especially to borrowers with whom we have an existing relationship or
who have a significant presence within our primary market. Our primary lending
market contains a diverse cross section of employment sectors, with a mix of services,
manufacturing, wholesale/retail trade, federal and local government, health care
facilities and finance related employment. The city of Baltimore is now considered
a major center for both the financial and health service industries.
Our branch network includes Baltimore City and the Maryland counties of Anne Arundel,
Howard, and Baltimore. In recent years Baltimore City and Baltimore County have
experienced relatively slow growth, while Anne Arundel County has grown at a faster
pace.
Sources:
Hamilton Bancorp, Inc.’s official press releases and regulatory filings; CSIMarket.com’s market research; and the financial filings and press releases of other companies cited in this report.
Updated on:
Focus of this report: Hamilton Bancorp, Inc.’s corporate clients.
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