Return On Equity	(Dec 31 2025) 2025	(Dec 31 2024) 2024	(Dec 31 2021) 2023
Y / Y Equity Change	72.67 %	23.96 %	-	-	-
Y / Y Net Income Change	-9.24 %	21.3 %	-	-	-
Return On Equity	39.57 %	75.28 %	76.94 %	-	-

KSPI all Ratios >> Back to KSPI Management Effectiveness >> See Quarterly KSPI Return On Equity

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Roe Comment

In (Dec 31 2025) ROE decreased compare to previous year to 39.57 %, due to detoriation of net income.

Financial Statements
Joint Stock Kaspi Kz's Equity	$ 5,207 Millions	Annual KSPI's Balance sheet
Joint Stock Kaspi Kz's Annual Income	$ 2,060 Millions	Annual KSPI's Income Statement
Where are KSPI's Income coming from?		Visit KSPI's Income by Segment

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