Return On Equity	(Dec 31 2025) 2025	(Dec 31 2024) 2024	(Dec 31 2023) 2023	(Dec 31 2022) 2022	(Dec 31 2021) 2021
Y / Y Equity Change	19.34 %	7.18 %	18.42 %	-28.05 %	4.83 %
Y / Y Net Income Change	13.45 %	12.33 %	-15.14 %	3.04 %	12.64 %
Return On Equity	13.23 %	13.91 %	13.27 %	18.52 %	12.94 %

FFIN all Ratios >> Back to FFIN Management Effectiveness >> See Quarterly FFIN Return On Equity

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Roe Comment

In (Dec 31 2025) ROE detoriated to 13.23 %, despite net income growth.

Financial Statements
First Financial Bankshares Inc 's Equity	$ 1,917 Millions	Annual FFIN's Balance sheet
First Financial Bankshares Inc 's Annual Income	$ 254 Millions	Annual FFIN's Income Statement
Where are FFIN's Income coming from?		Visit FFIN's Income by Segment

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