What are United Community Banks Inc's Business Segments?
Commercial Lending
United utilizes its Regional Credit Managers to provide credit administration
support for commercial loans to the Bank as needed. The Regional Credit Managers
have lending authority set by Credit Administration based on characteristics of
the markets they serve. The Regional Credit Managers also provide credit underwriting
support as needed by the community banks they serve.
Consumer Credit Center
United has implemented a centralized consumer credit center that provides underwriting,
regulatory disclosure and document preparation for all consumer loan requests
originated by the bank’s market lenders. Applications are processed through
an automated loan origination software platform and decisioned by the credit
center underwriters.
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