INCOME STATEMENT (Quarterly GAAP In millions $) |
(Dec 31 2015) IV. Quarter |
(Sep 30 2015) III. Quarter |
(Jun 30 2015) II. Quarter |
(Mar 31 2015) I. Quarter |
(Dec 31 2014) IV. Quarter |
Interest and Fee Income, Loans and Leases |
1.04 |
0.97 |
0.97 |
0.89 |
0.92 |
Interest and Dividend Income, Securities, Operating |
0.14 |
0.15 |
0.15 |
0.16 |
0.18 |
Other Interest and Dividend Income |
0.01 |
0.02 |
0.02 |
0.02 |
0.01 |
Total Interest Income |
1.19 |
1.14 |
1.13 |
1.07 |
1.11 |
Interest Expense, Deposits |
0.17 |
0.16 |
0.16 |
0.16 |
0.15 |
Interest Expense, Borrowings |
0.06 |
0.06 |
0.06 |
0.06 |
0.06 |
Other Intrest Expenses |
- |
- |
- |
- |
-0.02 |
Total Interest Expense |
0.23 |
0.22 |
0.22 |
0.21 |
0.21 |
Net Interest Income |
0.96 |
0.92 |
0.91 |
0.86 |
0.90 |
Provision
for loan losses |
- |
- |
- |
- |
- |
Total Net Interest Income |
0.96 |
0.92 |
0.91 |
0.86 |
0.90 |
Fees and Commissions, Depositor Accounts |
0.05 |
0.06 |
0.01 |
0.02 |
0.18 |
Profit (Loss) from Real Estate Operations |
- |
- |
- |
- |
- |
Noninterest Income, Other Operating Income |
-0.04 |
0.08 |
0.09 |
0.08 |
0.04 |
Loan Costs Recovery |
- |
- |
- |
- |
- |
Service Charges And Fees |
- |
- |
- |
- |
- |
Loss/ -Gain on Investment |
0.03 |
0.03 |
- |
- |
- |
Other Non-Interest Income |
-0.07 |
-0.08 |
-0.08 |
-0.07 |
-0.42 |
Regulatory Assessment |
0.07 |
0.08 |
0.08 |
0.07 |
-0.11 |
Total Noninterest Income |
0.04 |
0.17 |
0.10 |
0.10 |
-0.11 |
Total Revenues |
1.00 |
1.09 |
1.01 |
0.96 |
0.79 |
Salaries & employee benefits, SGA |
0.53 |
0.49 |
0.50 |
0.50 |
0.49 |
Foreclosed Real Estate Expense |
0.01 |
0.36 |
0.03 |
0.02 |
0.10 |
Communications, Occupancy and Information Technology |
0.16 |
0.20 |
0.19 |
0.23 |
0.19 |
Professional Fees |
0.20 |
0.17 |
0.15 |
0.07 |
0.31 |
Policyholder Benefits and Claims Incurred, Net |
- |
- |
- |
- |
- |
Supplies Expense |
- |
- |
- |
- |
- |
Federal Deposit Insurance Corporation Premium Expense |
- |
- |
- |
- |
- |
Other Noninterest Expense |
0.07 |
0.07 |
0.06 |
0.26 |
-0.42 |
Other loss/ -income |
0.07 |
0.08 |
0.08 |
0.07 |
0.08 |
Total Operating
Expenses |
1.04 |
1.37 |
1.01 |
1.14 |
0.75 |
Total Costs & Expenses |
1.27 |
1.59 |
1.23 |
1.35 |
0.97 |
Income /-loss before income taxes |
-0.03 |
-0.27 |
0.01 |
-0.18 |
0.01 |
Income taxes expenses/-benefit |
- |
-0.32 |
- |
- |
- |
Income after income taxes |
-0.03 |
0.05 |
0.01 |
-0.18 |
0.01 |
Net income/-loss
of other equity |
0.00 |
0.00 |
- |
- |
- |
Income /-loss after income taxes |
-0.03 |
0.05 |
0.01 |
-0.18 |
0.01 |
Noncontrolling Interests |
- |
- |
- |
- |
- |
Discontinued Operations |
- |
- |
- |
- |
- |
Extraordinary Items |
- |
- |
- |
- |
- |
Net Income/-loss |
-0.03 |
0.05 |
0.01 |
-0.18 |
0.01 |
Noncontrolling interests |
- |
- |
- |
- |
- |
Prefered dividends |
- |
- |
- |
- |
- |
Other |
- |
- |
- |
- |
- |
Income/-loss to shareholder |
-0.03 |
0.05 |
0.01 |
-0.18 |
0.01 |