INCOME STATEMENT (Quarterly GAAP In millions $) |
(Sep 30 2015) III. Quarter |
(Jun 30 2015) II. Quarter |
(Mar 31 2015) I. Quarter |
(Dec 31 2014) IV. Quarter |
(Sep 30 2014) III. Quarter |
Interest and Fee Income, Loans and Leases |
4.38 |
4.47 |
4.20 |
4.82 |
4.14 |
Interest and Dividend Income, Securities |
0.69 |
0.73 |
0.75 |
0.77 |
0.77 |
Interest Income and Fees, Bankers Acceptances, Certificates of Deposit and Commercial Paper |
0.02 |
0.02 |
0.02 |
0.02 |
0.03 |
Other Income |
0.03 |
0.03 |
0.07 |
0.03 |
0.03 |
Total Interest Income |
5.11 |
5.25 |
5.03 |
5.64 |
4.97 |
Interest Expense, Deposits |
0.53 |
0.54 |
0.55 |
0.56 |
0.62 |
Interest Expense, Short-term Borrowings |
- |
- |
- |
0.18 |
0.17 |
Interest Expense, Borrowings |
0.16 |
0.18 |
0.18 |
- |
- |
Total Interest Expense |
0.69 |
0.71 |
0.73 |
0.74 |
0.79 |
Net Interest Income |
4.43 |
4.54 |
4.31 |
4.90 |
4.18 |
Provision
for loan losses |
-0.10 |
0.20 |
0.17 |
0.16 |
0.16 |
Total Net Interest Income |
4.53 |
4.34 |
4.14 |
4.74 |
4.02 |
Service Fees, Investment Banking, Brokerage and Other Transactions |
0.01 |
0.01 |
0.01 |
0.02 |
0.02 |
Profit (Loss) from Real Estate Operations |
- |
- |
- |
- |
- |
Bank Owned Life Insurance Income |
0.10 |
0.10 |
0.10 |
0.10 |
0.10 |
Other Than Temporary Impairment Loss Debt Securities Portion Recognized In Earnings |
- |
- |
- |
- |
- |
Dividend Income Federal Bank Stocks |
- |
- |
- |
- |
- |
Fees And Service Charges |
- |
- |
- |
- |
- |
Non Interest Income Excluding Bank Owned Life Insurance |
- |
- |
- |
- |
- |
Loss/ -Gain on Investment |
0.53 |
0.03 |
- |
0.01 |
0.09 |
Other Non-Interest Income |
0.74 |
0.71 |
0.67 |
0.76 |
0.73 |
Total Noninterest Income |
1.38 |
0.85 |
0.78 |
0.89 |
0.93 |
Total Revenues |
5.91 |
5.19 |
4.92 |
5.63 |
4.94 |
Salaries & employee benefits, SGA |
2.00 |
2.05 |
2.07 |
2.04 |
1.83 |
Depriciation & Amortization |
0.05 |
0.05 |
0.05 |
0.05 |
0.05 |
Real Estate, Other Assets Expense |
- |
- |
- |
- |
- |
Communications, Occupancy and Information Technology |
- |
- |
- |
- |
- |
Professional Fees |
0.18 |
0.18 |
0.20 |
0.20 |
0.14 |
Policyholder Benefits and Claims Incurred, Net |
- |
- |
- |
- |
- |
Equipment, Postage and Supplies Net |
- |
- |
- |
- |
- |
Federal Deposit Insurance Corporation Premium Expense |
0.09 |
0.10 |
0.10 |
0.11 |
0.09 |
Other Noninterest Expense |
0.96 |
0.98 |
0.88 |
0.93 |
0.94 |
Noninterest Expense Premises And Equipment |
0.65 |
0.66 |
0.67 |
-1.40 |
0.63 |
Other loss/ -income |
- |
- |
- |
2.05 |
- |
Total Operating
Expenses |
3.93 |
4.01 |
3.96 |
3.98 |
3.68 |
Total Costs & Expenses |
4.61 |
4.72 |
4.69 |
4.72 |
4.47 |
Income /-loss before income taxes |
1.98 |
1.17 |
0.95 |
1.65 |
1.26 |
Income taxes expenses/-benefit |
0.46 |
0.25 |
0.17 |
0.37 |
0.24 |
Income after income taxes |
1.52 |
0.93 |
0.78 |
1.28 |
1.02 |
Net income/-loss
of other equity |
- |
0.00 |
0.00 |
0.00 |
0.00 |
Income /-loss after income taxes |
1.52 |
0.93 |
0.78 |
1.28 |
1.02 |
Noncontrolling Interests |
- |
- |
- |
- |
- |
Discontinued Operations |
- |
- |
- |
- |
- |
Extraordinary Items |
- |
- |
- |
- |
- |
Net Income/-loss |
1.52 |
0.93 |
0.78 |
1.28 |
1.02 |
Noncontrolling interests |
- |
- |
- |
- |
- |
Prefered dividends |
0.03 |
0.03 |
0.03 |
0.03 |
0.03 |
Other |
- |
- |
- |
- |
- |
Income/-loss to shareholder |
1.50 |
0.90 |
0.76 |
1.25 |
1.00 |