Capital one financial corp (COF) |
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Capital One Financial Corp Income Statement Annual
COF
Select the Financial Report: |
Period: |
Fiscal Year: |
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INCOME STATEMENT (Annual GAAP In millions $) |
(FY 2007) (FY 2007) |
(FY 2006) (FY 2006) |
(FY 2005) (FY 2005) |
(FY 2004) (FY 2004) |
(FY 2003) (FY 2003) |
Consumer loans including fees |
9,500.13 |
7,046.47 |
5,010.84 |
4,234.42 |
3,932.30 |
Investment in securities |
950.97 |
679.58 |
388.58 |
312.37 |
192.59 |
Mortgage loans held for sale |
- |
71.06 |
- |
- |
- |
Other |
627.06 |
397.11 |
327.47 |
247.63 |
242.77 |
Total Interest Income |
11,078.16 |
8,194.23 |
5,726.88 |
4,794.42 |
4,367.65 |
Interest Expense, Deposits |
2,906.35 |
1,814.80 |
1,173.14 |
1,009.55 |
891.65 |
Senior notes |
577.13 |
411.64 |
421.22 |
486.81 |
448.65 |
Other borrowings |
1,064.83 |
868.16 |
452.28 |
295.09 |
242.27 |
Total Interest Expense |
4,548.31 |
3,094.60 |
2,046.64 |
1,791.44 |
1,582.57 |
Net Interest Income |
6,529.85 |
5,099.63 |
3,680.24 |
3,002.98 |
2,785.09 |
Provision
for loan losses |
2,636.50 |
1,476.44 |
1,491.07 |
1,220.85 |
1,517.50 |
Total Net Interest Income |
3,893.34 |
3,623.19 |
2,189.17 |
1,782.13 |
1,267.59 |
Mortgage banking operations |
- |
173.32 |
- |
- |
- |
Servicing & securitization |
5,007.45 |
4,209.64 |
3,945.18 |
3,643.81 |
3,211.66 |
Derivatives |
- |
- |
- |
- |
- |
Service Charges & Fees |
2,057.85 |
1,770.34 |
1,493.69 |
1,482.66 |
1,630.19 |
Interchange |
500.48 |
549.07 |
514.20 |
475.81 |
376.79 |
Portfolio income |
- |
- |
- |
- |
- |
Other noninterest revenues |
488.43 |
294.36 |
405.04 |
297.88 |
197.29 |
Service Charges And Other Customer Related Fees |
- |
- |
- |
- |
- |
Non Interest Income Interchange |
- |
- |
- |
- |
- |
Available For Sale Securities Other Than Temporary Impairment Losses |
- |
- |
- |
- |
- |
Other Than Temporary Impairment Not Recognized In Earnings On Securities Net Of Income Taxes |
- |
- |
- |
- |
- |
Net Other Than Temporary Impairment Losses Recognized In Earnings |
- |
- |
- |
- |
- |
Interchange Fees Net |
- |
- |
- |
- |
- |
Service Charges and Other Customer Related Fees |
- |
- |
- |
- |
- |
Debt And Equity Securities Gain Loss |
- |
- |
- |
- |
- |
Total Noninterest Income |
8,054.22 |
6,996.73 |
6,358.11 |
5,900.16 |
5,415.92 |
Total Revenues |
19,132.38 |
15,190.96 |
12,084.99 |
10,694.58 |
9,783.58 |
Salaries & employee benefits |
2,592.53 |
2,239.47 |
1,749.74 |
1,642.72 |
1,570.42 |
Equipment expense |
531.24 |
460.68 |
355.73 |
349.92 |
344.05 |
Communications, Occupancy and Information Technology |
322.51 |
218.27 |
152.09 |
206.61 |
185.18 |
Professional and Contract Services Expense |
- |
- |
- |
- |
- |
Communications expense |
758.82 |
713.44 |
580.99 |
475.36 |
448.11 |
Merger & Restructuring Costs |
138.24 |
- |
- |
- |
- |
Marketing expense |
1,347.84 |
1,444.64 |
1,379.94 |
1,337.78 |
1,118.42 |
Other Noninterest Expense |
2,386.84 |
1,890.71 |
1,499.78 |
1,309.83 |
1,190.55 |
Total Operating
Expenses |
8,078.01 |
6,967.19 |
5,718.27 |
5,322.22 |
4,856.72 |
Total Costs & Expenses |
15,262.82 |
11,538.23 |
9,255.98 |
8,334.51 |
7,956.79 |
Income /-loss before income taxes |
3,869.56 |
3,652.73 |
2,829.00 |
2,360.06 |
1,826.79 |
Income taxes expenses/-benefit |
1,277.84 |
1,238.24 |
1,019.86 |
816.58 |
675.91 |
Net income/-loss
of other equity |
- |
- |
- |
- |
- |
Income /-loss after income taxes |
2,591.72 |
2,414.49 |
1,809.15 |
1,543.48 |
1,150.88 |
Extr. Items |
1,021.39 |
- |
- |
- |
15.04 |
Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent |
- |
- |
- |
- |
- |
Net Income/-loss |
1,570.33 |
2,414.49 |
1,809.15 |
1,543.48 |
1,135.84 |
Noncontrolling interests |
1,021.39 |
- |
- |
- |
15.04 |
Prefered dividends |
- |
- |
- |
- |
- |
Other |
- |
- |
- |
- |
- |
Per
Share (GAAP Annual, in $) |
(FY 2007) (FY 2007) |
(FY 2006) (FY 2006) |
(FY 2005) (FY 2005) |
(FY 2004) (FY 2004) |
(FY 2003) (FY 2003) |
Basic EPS (excl. extra
items) |
6.64 |
7.80 |
6.98 |
6.55 |
5.12 |
Extraordinary items |
-2.62 |
0.00 |
0.00 |
0.00 |
-0.07 |
Basic Net EPS |
4.02 |
7.80 |
6.98 |
6.55 |
5.05 |
Basic shares outstanding (Mill.
of Units) |
375.60 |
309.55 |
259.16 |
235.00 |
224.83 |
EPS other shares |
- |
- |
- |
- |
- |
Diluted Net EPS |
3.97 |
7.62 |
6.73 |
6.21 |
4.85 |
Diluted average shares (Mill.
of Units) |
378.00 |
316.86 |
268.91 |
248.00 |
234.10 |
Dividend per share |
0.11 |
0.1 |
0.1 |
0.1 |
0.1 |
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