What are Kingstone Companies Inc's Business Segments?
Personal lines - Our largest line of business is personal lines, consisting
of homeowners, dwelling fire, 3-4 family dwelling package, condominiums, renters,
equipment breakdown and service line endorsements, and personal umbrella policies.
Commercial liability - We offer business owners policies, which consist primarily
of small business retail, service, and office risks without a residential exposure.
We also write artisan’s liability policies for small independent contractors
with seven or fewer employees. In addition, we write special multi-peril policies
for larger and more specialized business owners’ risks, including those
with limited residential exposures.
Commercial automobile – Until recently we provided liability and physical
damage coverage for light vehicles owned by small contractors and artisans.
However, due to the poor performance of this line, effective October 1, 2014,
we decided to no longer accept new commercial auto policies. In February 2015,
we decided to no longer offer renewals to our existing commercial auto policies
beginning with those that expired on or after May 1, 2015.
Livery physical damage - We write for-hire vehicle physical damage only policies
for livery and car service vehicles and taxicabs.
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