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If Bancorp Inc   (IROQ)
Other Ticker:  
 
    Sector  Financial    Industry S&Ls Savings Banks
   Industry S&Ls Savings Banks
   Sector  Financial


 

If Bancorp Inc

IROQ's Financial Statements and Analysis



If Bancorp Inc reported in the second quarter of 2023 net earnings per share of $0.06 a decrease by -86.05 % year on year from $0.43 and decline of -57.14 % from $0.14 earned in I. Quarter (Sep 30 2023).


second quarter of 2023
Earnings Per Share Revenues
$ 0.06 $  5 Mill
$-0.37     -86.05 % $-2M     -27.5 %



If Bancorp Inc 's Revenue fell by -27.5 % in second quarter of 2023 (Dec 31 2023) year on year, to $5 million and declined by -10.02 % sequentially.


If Bancorp Inc is

More on IROQ's Income Statement



If Bancorp Inc 's net income of $0.185 million in the second quarter of 2023 decreased by -86.82 % from net earnings of $1.404 million achieved in II. Quarter a year ago.

Sequentially net earnings fell by -60.3 % from net income of $0.466 million realized in previous quarter.

More on IROQ's Growth

If Bancorp Inc Inventories
In Dec 31 2023 company's net cash and cash equivalents decreased by $-5 million, capital expenditures grew by -0.086-83.72%, to $0 millions compare to same quarter a year ago

More on IROQ's Cash flow Statement


If Bancorp Inc payed out dividend of $0.61 per share in last 52 weeks representing 101.67 % of net earning per share in trailing twelve-month period.

During the same period If Bancorp Inc earned $ 1.08 cash per share, on a free-cash flow basis 180.22 % of net earning per share.

Book value grew by 19.54 % sequentially to $23.92 per share, 359.55% of net income per share in trailing twelve-month period were contributed to shareholder value.
Tangible Book value grew to $ 23.92 per share from $ 20.01.

Company repurchased 0.25 million shares or 7.37 % in Dec 31 2023.
Interest Coverage Ratio was 1.14. Debt Coverage Ratio was 2.36.

More on IROQ's Dividends

 Market Capitalization (Millions) 52
 Shares Outstanding (Millions) 3
 Total Debt (Millions $) 34
 Revenue (TTM) (Millions $) 22
 Net Income (TTM) (Millions $) 2
 Cash Flow (TTM) (Millions $) 0
 Capital Exp. (TTM) (Millions $) -2
 Dividend TTM ($) 0.61 $
 Dividend Yield TTM (%) 4.96 %
 Employees (TTM) $ 97




If Bancorp Inc payed out dividend of $0.61 per share in the last 52 weeks representing 101.67 % of net earning per share in trailing twelve-month period.

During the same period If Bancorp Inc had $ 1.08 cash flow per share, on a free-cash flow basis 180.22 % of net earning per share.

Book value grew by 19.54 % sequentially to $23.92 per share, 359.55% of net income per share in trailing twelve-month period were contributed to shareholder value.
Tangible Book value grew to $ 23.92 per share from $ 20.01.

Company repurchased 0.25 million shares or 7.37 % in Dec 31 2023.
Interest Coverage Ratio was 1.14. Debt Coverage Ratio was 2.36.

More on IROQ's Balance Sheets

 Market Capitalization (Millions) 52
 Shares Outstanding (Millions) 3
 Total Debt (Millions $) 34
 Revenue (TTM) (Millions $) 22
 Net Income (TTM) (Millions $) 2
 Cash Flow (TTM) (Millions $) 0
 Capital Exp. (TTM) (Millions $) -2
 Dividend TTM ($) 0.61 $
 Dividend Yield TTM (%) 4.96 %
 Employees (TTM) $ 97
   


  News about If Bancorp Inc Earnings

IROQ's Bottom Line Plummets: Revenue Drops by Alarming -27.496% in Recent Fiscal Period

If Bancorp Inc, a prominent player in...

Profit Plunge! If Bancorp Inc. Witnesses Drastic Earnings Dip as Fiscal Year Draws to a Close



The financial results of If Bancorp Inc for the first quarter of 2023 reveal a decline in revenue by 27.356%, causing a significant decrease in the company's bottom-line by 77.42%. This article will delve into the facts and implications of these results, considering factors such as revenue, earnings per share (EPS), operating and net margins, and accounts receivable. By examining these aspects, we can gain insights into how they may impact If Bancorp Inc going forward.
1. Declining Revenue and Bottom-line:
In the first quarter of 2023, If Bancorp Inc reported revenue of $5.49 million, compared to $7.56 million in the same period a year before. This represents a decline of 27.356%, leading t...

Earnings Plunge by 42.46% and Revenue Takes a Hit in Q4 2023



The recently disclosed financial results of If Bancorp Inc for the fourth quarter of the 2023 earnings season have raised concerns about the company's performance. The decline in earnings per share by -42.46% and a decrease in revenue by -0.706% year-on-year reflect a challenging period for the company. This article will explore the potential impact of these results on If Bancorp Inc's future prospects.
1. Deteriorating Earnings and Revenue:
A significant decline in earnings per share is a cause for worry, as it indicates reduced profitability for If Bancorp Inc. The decrease of -42.46% to $0.19 in EPS suggests that the company has experienced a decline in its earnings despite efforts to su...

IF Bancorp Inc's EPS Takes a Hit, Dropping 43% in Q1 2023

If Bancorp Inc's financial results for the time-frame ending March 31 2023 fell below expectations, with a soft top and bottom-line. The company's EPS plummeted by -43.24%, and revenue fell by -13.113% year on year. This is a significant decrease compared to the corresponding interval a year before, where revenue was $6.60 million and EPS was $0.37. However, in the financial time-frame ending March 31 2023, revenue was $5.74 million, and EPS was $0.21.
It is worth noting that if we compare the company's results to the previous period, the profit plummeted by -51.16% to $0.43 per share, and revenue fell by -15.766% from $6.81 million. Earnings of $0.690 million in the same financial time-frame fell by -40...


Date modified: 2024-02-13T08:55:33+00:00





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